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24 State Route 25
Meredith, NH 03253

Meredith Village Savings Bank is headquartered in Meredith and is the 6th largest bank in the state of New Hampshire. It is also the 937th largest bank in the nation. It was established in 1869 and as of March of 2014, it had grown to 177 employees at 13 locations. Meredith Village Savings Bank's savings rates are 3X the national average, and it has a A health rating.

Reviews (3)

5 Year CD Rate Drop

Now 2.10% for 5 year CD as of 9-1-11.


Don't bother with this bank!  BAD customer service, weeks to resolve an issue (and they keep YOUR money until it's resolved)  RUN! 

Mvsb - Bad Bank Bad Customer Service

I was a member of the bank for 4 years. They have poor customer services. One time my debit card and pin was stolen on vacation; they said it wasn't their problem and made me pay the overdraft fees and deal with my checking account being completely cleaned out, horrible bank.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Meredith Village Savings Bank had $6.49 million in non-current loans and owned real-estate with $84.76 million in equity and loan loss allowances on hand to cover it. This gives Meredith Village Savings Bank a Texas Ratio of 7.66% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Meredith Village Savings Bank decreased dramatically from 15.10% as of March 31, 2013 to 7.66% as of March 31, 2014, resulting in a positive change of 49.27%.This indicates that the balance sheet and financial strength for Meredith Village Savings Bank has improved dramatically in recent periods.

Deposit Growth


In the past year, Meredith Village Savings Bank has increased its total deposits by $4.66 million, resulting in 0.88% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Meredith Village Savings Bank has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Meredith Village Savings Bank has $725.24 million in assets with $84.76 million in equity, resulting in a capitalization level of 11.69%, which is excellent.

Institution Statistics

FDIC Certificate #17180
Year Established1869
Primary RegulatorFDIC
Assets and Liabilities
Assets$725.24 million
Loans$601.49 million
Deposits$534.82 million
Equity Capital$79.57 million
Loan Loss Allowance$5.19 million
Unbacked Noncurrent Loans$6.13 million
Real Estate Owned$366,000
Historic Data - March 2013
Assets$672.09 million
Equity Capital$76.62 million
Loan Loss Allowance$7.73 million
Unbacked Noncurrent Loans$6.13 million
Real Estate Owned$631,000
Profit Margin - Quarterly
Net Interest Margin3.66%
Return on Assets0.58%
Return on Equity5.24%
Interest Income$7.14 million
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Meredith Village Savings Bank Savings Account Rates

1.75%$25k-Health Savings Account
0.13%$150k-Smart Money Savings
0.10%$50k-Pyramid Savings
0.10%--All Purpose Club

Meredith Village Savings Bank Checking Account Rates

0.30%-$25kMobile Advantage Checking -Standard - Qualifying
0.13%$25k-Liquid Gold Checking - Promotion
0.06%$25k-Liquid Gold Checking
0.01%--Mobile Advantage Checking -Standard - Non Qualifying
0.01%$1k-REALValue Checking

Meredith Village Savings Bank CD Rates

1.15%$500-Your Choice 5 Year CD
1.05%$500-5 Year CD
0.76%$500-4 Year CD
0.65%$500-3 Year CD
0.45%$500-2 Year CD
0.35%$500-Your Choice 18 Month CD
0.25%$500-Your Choice 9 Month CD
0.25%$500-1 Year CD
0.15%$500-6 Month Add-On CD
0.15%$100k-90 Day CD
0.15%$500-6 Month CD
0.08%$500-30 Day CD

Meredith Village Savings Bank IRA Rates

1.15%$100-Your Choice 5 Year IRA
1.05%$500-5 Year IRA
0.76%$500-4 Year IRA
0.65%$500-3 Year IRA
0.45%$500-2 Year IRA
0.35%$100-Your Choice 18 Month IRA
0.25%$100-Your Choice 9 Month IRA
0.25%$500-1 Year IRA
0.15%$500-6 Month IRA

Meredith Village Savings Bank has 11 locations. Click to view all Meredith Village Savings Bank locations.