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129 S Kentucky Ave. Lakeland, FL 33801 863-616-2114 www.midflorida.com ![]() |
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MIDFLORIDA Credit Union is headquartered in LAKELAND and is the 5th largest credit union in the state of Florida. It is also the 85th largest credit union in the nation. It was established in 1954 and as of December of 2012, it had grown to 471 employees and 193,525 members. MIDFLORIDA Credit Union has a 5-star health rating.
Related Posts
MIDFLORIDA Credit Union is offering a $77 cash bonus for opening one of its checking accounts. Direct deposit with a minimum of $500 is required to qualify for the bonus. This is a limited-time offer. ...
MIDFLORIDA Credit Union continues to have some good deals for savers. First, the credit union has competitive long-term certificate and IRA certificate rates. The best ones are a 2.00% APY CD with ter ...
MIDFLORIDA Credit Union has some good deals for depositors. First, the credit union has some competitive certificate and IRA certificate rates. The most competitive ones include: 2.00% APY 19-m ...
Midflorida Credit Union is advertising a 6.00% APY 6-month certificate as part of its grand opening celebration of its North Lakeland branch. It has a minimum deposit of $1,000, and a maximum of $20,000 per household. To qualify, you must have a credit...
2007
See Rates for: Checking | Savings | Money Market | CD | IRA
MIDFLORIDA Credit Union Checking Account Rates
MIDFLORIDA Credit Union Savings Account Rates
MIDFLORIDA Credit Union Money Market Rates
MIDFLORIDA Credit Union CD Rates
MIDFLORIDA Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.00%† | $1k | - | 49 - 60 Month IRA Certificate | |
| 1.00%† | $1k | - | 49 - 60 Month Roth IRA Certificate | |
| 0.75%† | $1k | - | 37 - 48 Month IRA Certificate | |
| 0.75%† | $1k | - | 37 - 48 Month Roth IRA Certificate | |
| 0.50%† | $1k | - | 25 - 36 Month IRA Certificate | |
| 0.50%† | $1k | - | 25 - 36 Month Roth IRA Certificate | |
| 0.30%† | $1k | - | 19 - 24 Month IRA Certificate | |
| 0.30%† | $1k | - | 19 - 24 Month Roth IRA Certificate | |
| 0.20%† | $1k | - | 13 - 18 Month IRA Certificate | |
| 0.20%† | $1k | - | 13 - 18 Month Roth IRA Certificate | |
| 0.15%† | $100 | - | 12 Month IRA Certificate | |
| 0.15%† | $100 | - | 12 Month Roth IRA Certificate |
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
5 out of 5
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NSF Fees Are Too Much....
- skan - Friday, September 7, 2012 - 9:07 AMI got only 45$ from a total if 102.50$ back from a miss calculation on my behalf in a first time incident, I believe that I was mistreated in this case and honestly will be looking for another place to bank with since I was not given the correct opportunity. In my opinion I was treated unfairly. Plus not to add the fact that felt harrased by the lady over the phone with her questions and all that , the way the handle the situation is just poor! Advice there are better credit unions out there! Over and out!
Unprofessional Transfer From SCCU
- Deelight2026 - Monday, August 20, 2012 - 8:50 AMThey bought out my car loan from SCCU and I was never notified. I found out two months later when my car was repossessed. I was used to the payment being automatically debited and didn't notice I hadn't been paid. When I called the orignal bank and discovered it had been sold to MidFlorida. I called their customer service to get the information I needed to make the payment needed to reclaim. Apparently, they're trained over there to ask you chastising questions about what happened with the payment and make you feel as though whether they'll let you make the payments or not depends on your answers. It's already an incredibly situation for the customer involved. There is no reason to add to it. Just give me the information I need and leave the games out of it.
Credit Uniion Switch From SCCU To Mid Florida
- edimatos - Thursday, July 26, 2012 - 12:55 PMMid Florida has handeled there takeover or switch from Space Coast to Mid Florida so poorly I am closing out my account from loosing trnsaction history records online to accidentaly debitting from my savings when I use my debit card to stopping my direct deposit and blaming my work when they showed me the proof that they submitted my information to the credit union a month ago bull**** this credit union suck.
Check Cashing
- DAVIDSAYLOR - Thursday, December 20, 2012 - 6:39 PMI have an account with Mid Florida in Lakeland and went this afternoon to cash several checks. One check was a Social Security Check plus several Charles Schwab Checks. I was told they would NOT CASH MY CHECKS since I did not have enough money in my personal account and I could not use my business account. I have cashed these same checks in the past several years, but not today. The teller was rude in my opinion and I will be closing all my accounts this week. I took the checks to my new bank BB&T and they were cashed with no problem. I told the teller if she treated all there customers the same way she would not have a job. She LACKED COMMON SENSE AND DOESN'T HAVE THE BRAINS TO KNOW YOUR CUSTOMERS WRITE YOUR PAYCHECK. D. SAYLOR
Agree With Others
- sunshin303 - Thursday, September 13, 2012 - 8:40 PMI have to agree with all previous post. Except the car repo that has not happen to me..Luckily my car is with another bank. I have been with credit union since Eastern and even when they went to SCCU the transfer was not this bad.
I think I have finally gotten things straight but it's been awhile
Average User Rating:






MIDFLORIDA VISA CARD IS UNRELIABLE! DIDNT WANT TO POST ANY STARS WASNT AN OPTION NEGATIVE 0 STARS!
you may want to think twice about trying there secured visa cards. i have had constant issues. The card was diactivated several times for no reason was told the first time someone accidently hit a wrong key. The next time i was diactivated saying my card had expired when it says 2015! Then i was told i could close the account at the branch and receive by secured deposit of 400 dollars back that I put up front in cash! well that didnt happen i have to wait 2 months to receive my deposit back. oh and if you like to use your card at the pump forget that convenince you have to go in the store to swipe your card it never works at the pump. never have i had so much inconvience with a credit card! Of course no one in the bank can assist either because the credit department is a completely separate intity. i give midflorida a Negative 0 stars horrible!Still dont know if or when i will receive my 400 dollars back we will see if it even happens at this point!