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Midwest Community Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.midwestcommunity.org
419-783-6500
8770 N State Route 66
Defiance, OH 43512

Midwest Community Federal Credit Union is headquartered in Defiance and is the 37th largest credit union in the state of Ohio. It is also the 1,127th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 61 employees and 13,927 members at 3 locations. Midwest Community Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend or go to school, or worship in Defiance, Henry, Fulton, Paulding, Williams, and part of Putnam county in Ohio.
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #9522
Year Chartered1954
Employees61
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD4.17%
Annual Interest Income$3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$252.2MM$237.8MM
LoansQ1 2025vs Q1 2024$176.1MM$168.8MM
DepositsQ1 2025vs Q1 2024$235.1MM$222.5MM
Equity CapitalQ1 2025vs Q1 2024$16.4MM$14.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.7MM$1.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$673K$298K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Midwest Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midwest Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$0$1kGrow & Go Savings
OTHER TIERS: 0.05% → $1k+
0.05%$250-Share (Savings) Account
0.05%$0-Christmas Club
0.05%$0-Health Savings Account
0.05%$0-Miscellaneous Savings Account

Midwest Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%*$100k*-Money Market Account
OTHER TIERS: 0.85% → $2.5k - $25k | 0.95% → $25k - $50k | 1.06% → $50k - $100k
1.16%*$100k*-IRA Money Market
OTHER TIERS: 0.85% → $2.5k - $25k | 0.95% → $25k - $50k | 1.06% → $50k - $100k

Midwest Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$50k*-Advantage Business Checking
OTHER TIERS: 0.03% → $1k - $50k
0.05%*$50k*-Elite Rewards Checking
OTHER TIERS: 0.03% → $1k - $50k

Midwest Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$0-13 Month CD Special
3.60%$0-7 Month CD Special
3.60%$0-12 Month Grow & Go CD
3.15%*$90k*-24 Month CD
OTHER TIERS: 2.99% → $250 - $10k | 3.05% → $10k - $50k | 3.10% → $50k - $90k
3.10%*$90k*-18 Month CD
OTHER TIERS: 2.95% → $250 - $10k | 2.99% → $10k - $50k | 3.05% → $50k - $90k
3.05%*$90k*-12 Month CD
OTHER TIERS: 2.89% → $250 - $10k | 2.94% → $10k - $50k | 2.99% → $50k - $90k
2.94%*$90k*-6 Month CD
OTHER TIERS: 2.79% → $250 - $10k | 2.84% → $10k - $50k | 2.89% → $50k - $90k
2.84%*$90k*-3 Month CD
OTHER TIERS: 2.69% → $250 - $10k | 2.74% → $10k - $50k | 2.79% → $50k - $90k
2.74%*$90k*-36 Month CD
OTHER TIERS: 2.58% → $250 - $10k | 2.63% → $10k - $50k | 2.69% → $50k - $90k
2.12%*$90k*-48 Month CD
OTHER TIERS: 1.97% → $250 - $10k | 2.02% → $10k - $50k | 2.07% → $50k - $90k
2.12%*$90k*-60 Month CD
OTHER TIERS: 1.97% → $250 - $10k | 2.02% → $10k - $50k | 2.07% → $50k - $90k

Midwest Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.15%*$90k*-24 Month IRA
OTHER TIERS: 2.99% → $250 - $10k | 3.05% → $10k - $50k | 3.10% → $50k - $90k
3.10%*$90k*-18 Month IRA
OTHER TIERS: 2.95% → $250 - $10k | 2.99% → $10k - $50k | 3.05% → $50k - $90k
3.05%*$90k*-12 Month IRA
OTHER TIERS: 2.89% → $250 - $10k | 2.94% → $10k - $50k | 2.99% → $50k - $90k
2.94%*$90k*-6 Month IRA
OTHER TIERS: 2.79% → $250 - $10k | 2.84% → $10k - $50k | 2.89% → $50k - $90k
2.84%*$90k*-3 Month IRA
OTHER TIERS: 2.69% → $250 - $10k | 2.74% → $10k - $50k | 2.79% → $50k - $90k
2.74%*$90k*-36 Month IRA
OTHER TIERS: 2.58% → $250 - $10k | 2.63% → $10k - $50k | 2.69% → $50k - $90k
2.12%*$90k*-48 Month IRA
OTHER TIERS: 1.97% → $250 - $10k | 2.02% → $10k - $50k | 2.07% → $50k - $90k
2.12%*$90k*-60 Month IRA
OTHER TIERS: 1.97% → $250 - $10k | 2.02% → $10k - $50k | 2.07% → $50k - $90k
Locations


Midwest Community Federal Credit Union Locations
Branch Office1429 Scott StNapoleon, OH 43545-1073
Branch Office8770 N State Route 66Defiance, OH 43512-8254
Branch Office221 N Main StBryan, OH 43506-1319

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