Midwest Community Federal Credit Union is headquartered in Defiance and is the 37th largest credit union in the state of Ohio. It is also the 1,127th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 61 employees and 13,927 members at 3 locations. Midwest Community Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.
Membership is open to those who live, work, attend or go to school, or worship in Defiance, Henry, Fulton, Paulding, Williams, and part of Putnam county in Ohio.
See current membership details
Overall | |
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NCUA # | 9522 |
Year Chartered | 1954 |
Employees | 61 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.27% |
Return on Equity - YTD | 4.17% |
Annual Interest Income | $3MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $252.2MM$237.8MM |
Loans | Q1 2025vs Q1 2024 | $176.1MM$168.8MM |
Deposits | Q1 2025vs Q1 2024 | $235.1MM$222.5MM |
Equity Capital | Q1 2025vs Q1 2024 | $16.4MM$14.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.7MM$1.3MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $673K$298K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Midwest Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $50k* | - | Advantage Business Checking | ||
OTHER TIERS: 0.03% → $1k - $50k | |||||
0.05%* | $50k* | - | Elite Rewards Checking | ||
OTHER TIERS: 0.03% → $1k - $50k |
Midwest Community Federal Credit Union Locations | ||
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Branch Office | 1429 Scott St | Napoleon, OH 43545-1073 |
Branch Office | 8770 N State Route 66 | Defiance, OH 43512-8254 |
Branch Office | 221 N Main St | Bryan, OH 43506-1319 |