Average User Rating:3 star rating based on 1 review.
Money One Federal Credit Union
Money One Federal Credit Union Locations|
9800 TECHNOLOGY WAY Largo, MD 20792 800-638-0232 www.moneyonefcu.org  |
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Money One Federal Credit Union is headquartered in LARGO and is the 33rd largest credit union in the state of Maryland. It is also the 1,432nd largest credit union in the nation. It was established in 1951 and as of March of 2013, it had grown to 34 employees and 12,706 members. Money One Federal Credit Union's savings rates are 94% higher than the national average, and it has a 4-star health rating.
Related Posts
Competitive Reward Checking at Money One FCU - Easy Membership - 12/11/2012
Money One Federal Credit Union continues to offer a competitive reward checking account. It now has the Kasasa brand and an online application that allows anyone to join and open the account. I first ...
Competitive Money Market and Reward Checking Rates at Money One FCU - Easy Membership - 10/4/2011
Money One Federal Credit Union is offering some competitive rates on its Premium Insured Money Market Account. It's a tiered rate account with a top rate of 1.21% APY for a $100K minimum. Balances of ...
See Rates for: Checking | Savings | Money Market | CD | IRA
Money One Federal Credit Union Checking Account Rates
Money One Federal Credit Union Savings Account Rates
Money One Federal Credit Union Money Market Rates
Money One Federal Credit Union CD Rates
Money One Federal Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 0.98% | - | - | 5 Year IRA Savings Certificate | |
| 0.98% | - | - | 5 Year Roth IRA Savings Certificate | |
| 0.98% | - | - | 5 Year Coverdell Education Savings Certificate | |
| 0.91% | - | - | 4 Year IRA Savings Certificate | |
| 0.91% | - | - | 4 Year Roth IRA Savings Certificate | |
| 0.91% | - | - | 4 Year Coverdell Education Savings Certificate | |
| 0.61% | - | - | 3 Year IRA Savings Certificate | |
| 0.61% | - | - | 3 Year Roth IRA Savings Certificate | |
| 0.61% | - | - | 3 Year Coverdell Education Savings Certificate | |
| 0.45% | - | - | 2 Year IRA Savings Certificate | |
| 0.45% | - | - | 2 Year Roth IRA Savings Certificate | |
| 0.45% | - | - | 2 Year Coverdell Education Savings Certificate | |
| 0.32% | - | - | 1 Year IRA Savings Certificate | |
| 0.32% | - | - | 18 Month IRA Savings Certificate | |
| 0.32% | - | - | 1 Year Roth IRA Savings Certificate | |
| 0.32% | - | - | 18 Month Roth IRA Savings Certificate | |
| 0.32% | - | - | 1 Year Coverdell Education Savings Certificate | |
| 0.32% | - | - | 18 Month Coverdell Education Savings Certificate |
Rates updated: 6/19/2013
Data for Q1 2013
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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Nationwide Savings Accounts
Featured Accounts
CIT Bank
3-year Term IRA CD
1.21% APY
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1.21% APY
* All banks listed are a Member FDIC.
Once You Get It Set Up, It Seems To Run Smoothly
It took me over a month to get an online application for reward checking set up with this CU. I realize it is a small CU, and I am out of state, so I give them a little leeway. But emails went unanswered for days. When I called the custonmer service line, hold times were excruciating. I got conflicting information about who was handling opening the account, what requirements had been recieved or were still outstanding...it was just a huge pain.
They even had to mail the debit cards twice because first ones went missing, and the second time only I rec'd one and had to call in (with horrid hold time) and ask for one to be sent to my joint acct holder.
Now that the account is finally enstated, funded and linked to my hub, all seems to run fine. The rewards interest is paid each month, and I am notified via email of it. Debit cards work fine - important for a rewards acct! Haven't been charged for ATM use at coop CUs here locally.
So despite my initial exasperation - I'm keeping the acct, and it appears to work as advertised.