Mountain Heritage Federal Credit Union is headquartered in Parkersburg and is the 25th largest credit union in the state of West Virginia. It is also the 2,498th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 12 employees and 8,768 members at 3 locations. Mountain Heritage Federal Credit Union's money market rates are 6X the national average, and it has a C+ health rating.
Membership is open to employees of the Parkersburg District of the Internal Revenue Service, Treasury Department of the U.S. Government, who work in West Virginia, Farmers Home Administration, Department of Agriculture, U.S. District Court, and General Services Administration working in the Federal Building in Parkersburg, West Virginia, the Appalachian Fruit Research Station, U.S. Department of Agriculture, who work in Kearneysville, West Virginia, and other select organizations. Membership is also open to those living in select areas of Wood County and Wirt County in West Virginia.
See current membership details
Overall | |
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NCUA # | 12470 |
Year Chartered | 1958 |
Employees | 12 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.64% |
Return on Equity - YTD | 4.51% |
Annual Interest Income | $659K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $46MM$48.1MM |
Loans | Q1 2025vs Q1 2024 | $33.8MM$36.7MM |
Deposits | Q1 2025vs Q1 2024 | $39.4MM$41.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $6.5MM$6.2MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $473K$467K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.3MM$1.2MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Mountain Heritage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | $0 | - | Christmas Club Account | |
0.75% | $0 | - | Vacation Club Account | |
0.10% | $5 | - | Shares |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.53%* | $10k* | - | Money Market Account | ||
OTHER TIERS: 2.02% → $1k - $10k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.81% | $500 | - | 36 Month CD | |
3.81% | $500 | - | 48 Month CD | |
3.81% | $500 | - | 60 Month CD | |
3.56% | $500 | - | 24 Month CD | |
3.30% | $500 | - | 12 Month CD | |
3.04% | $500 | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.90% | $0 | - | IRA Savings |
Mountain Heritage Federal Credit Union Locations | ||
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Branch Office | 1822 7th St | Parkersburg, WV 26101 |
Branch Office | 110 N Heber St | Beckley, WV 25801 |
Branch Office | 250 Murall Dr | Kearneysville, WV 25430 |