Mutual Savings Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mutualsavings.org

205-682-1100

2040 Valleydale Rd
Birmingham, AL 35244

Mutual Savings Credit Union is headquartered in Hoover and is the 23^rd largest credit union in the state of Alabama. It is also the 1,158^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 76 employees and 19,214 members at 7 locations. Mutual Savings Credit Union has a B+ health rating.

Field of Membership Restrictions

Mutual Savings Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Autauga, Bibb, Blount, Chilton, Clay, Coosa, Dallas, Jefferson, Shelby, St. Clair, Talladega, Tuscaloosa, or Walker, or within a 50-mile radius of Alexander City, Alabama. Family members of an existing Mutual Savings member qualify for members, as do employees of a Mutual Savings sponsor group.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60501
Year Chartered	1936
Employees	76
Primary Regulator

Profit Margin
Return on Assets - YTD	0.03%
Return on Equity - YTD	0.53%
Annual Interest Income	$2.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$242.5MM$230.1MM
Loans	Q1 2025vs Q1 2024	$138.6MM$144.9MM
Deposits	Q1 2025vs Q1 2024	$214.9MM$208.9MM
Equity Capital	Q1 2025vs Q1 2024	$15.6MM$8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$955K$1.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$163K$319K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Mutual Savings Credit Union are currently being reviewed.

Locations

Mutual Savings Credit Union Locations
Branch Office	1501 7th St S	Clanton, AL 35045-8785
Branch Office	3596 Pelham Pkwy	Pelham, AL 35124-2034
Branch Office	907 Medical Center Pkwy	Selma, AL 36701-6746
Branch Office	136 Marketplace Cir Ste D	Calera, AL 35040
Branch Office	1030 Lee St	Alexander City, AL 35010-2655
Branch Office	2040 Valleydale Rd	Hoover, AL 35244-2006
Branch Office	16072 Highway 216	Brookwood, AL 35444

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