Mutual Security Credit Union

Mutual Security Credit Union


Overview / Commentary
800-761-2400
1000 Bridgeport Ave
Shelton, CT 06484

Mutual Security Credit Union is headquartered in SHELTON and is the 8th largest credit union in the state of Connecticut. It is also the 928th largest credit union in the nation. It was established in 1982 and as of March of 2025, it had grown to 68 employees and 26,497 members at 10 locations. Mutual Security Credit Union's savings rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Mutual Security Credit Union is open to those who live, work, worship, or attend school in the Connecticut counties of Fairfield, Litchfield, or New Haven.
See current membership details

Reviews (1)

Not Recommended

Very unhappy with the CU--I opened my account in 1982, and I felt that as a long time member I deserved better than to have the CU remove all of my funds $5 at a time in a sudden change of policy last year. Sure, I should have paid attention to my statements, but as they have not varied much in the **40** years I have been a member, I really did not expect to suddenly have "inactivity fees" assessed until now my balance is pretty much 0. The person I spoke to claimed that the CU had ":reached out to me multiple times via email and phone" but could not tell me what email address or phone number they might have used, and I certainly did not receive any such communication. Beware, prospective members, as this institution apparently feels it should behave as a commercial bank does now. Too bad. I guess they can send my last 2 statements as they zero out my account completely, and at least I'll have the satisfaction of costing them a couple of postage stamps.



Health
B+

Health Grade Components

Overall
NCUA #68479
Year Chartered1982
Employees68
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.57%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$355.9MM$360MM
LoansQ1 2025vs Q1 2024$309.1MM$317.7MM
DepositsQ1 2025vs Q1 2024$313.6MM$317.5MM
Equity CapitalQ1 2025vs Q1 2024$31.9MM$30.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.3MM$1.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.3MM$843K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Mutual Security Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mutual Security Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.03%*$0$5kProgressive Savings-New Money
OTHER TIERS: 0.40% $10k+ | 1.72% $5k - $10k
0.10%$100-Savings Account
0.10%$100-Holiday Club
0.10%$100-Vacation Club
0.05%$25-Health Savings Account

Mutual Security Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.15%$2.5k-Money Market Savings Special - New Money
0.25%$2.5k-Personal Money Market
0.05%$1k-Business Money Market

Mutual Security Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-Elevated Checking

Mutual Security Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$500-7 Month CD Special
3.60%$500-16 Month CD Special
2.25%$500-60 Month CD
2.00%$500-48 Month CD
1.50%$500-36 Month CD
1.25%$500-24 Month CD
1.00%$500-18 Month CD
0.90%$500-12 Month CD
0.60%$500-9 Month CD
0.50%$500-3 Month CD
0.50%$500-6 Month CD

Mutual Security Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$500-16 Month IRA Special
2.25%$500-60 Month IRA
2.00%$500-48 Month IRA
1.50%$500-36 Month IRA
1.25%$500-24 Month IRA
1.00%$500-18 Month IRA
0.90%$500-12 Month IRA
Locations


Cities: DANBURY, NORWALK, RIDGEFIELD, Shelton, SHELTON, Wallingford, WATERTOWN, WILTON

DANBURY Branches
Branch Office97 NEWTOWN RDDANBURY, CT 06810
Branch Office100 WOOSTER HtsDANBURY, CT 06810-7509

NORWALK Branches
Branch Office541 WESTPORT AVENORWALK, CT 06851

RIDGEFIELD Branches
Branch Office900 RIDGEBURY RD (BRC)RIDGEFIELD, CT 06877

Shelton Branches
Branch Office1000 Bridgeport AveShelton, CT 06484-4660

SHELTON Branches
Branch Office710 BRIDGEPORT AVESHELTON, CT 06484
Corporate Office1000 Bridgeport Ave Suite 503SHELTON, CT 06484-4660

Wallingford Branches
Branch OfficeMasonicare at Ashlar Village PO Box 70Wallingford, CT 06492

WATERTOWN Branches
Branch Office764 STRAITS TPKEWATERTOWN, CT 06795

WILTON Branches
Branch Office77 DANBURY RDWILTON, CT 06897

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