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301-249-1800
500 Prince Georges Blvd
Upper Marlboro, MD 20774

NASA Federal Credit Union is a nationwide credit union headquartered in Maryland and is the 3rd largest credit union in the state of Maryland. It is also the 151st largest credit union in the nation. It was established in 1949 and as of March of 2014, it had grown to 249 employees and 96,062 members. NASA Federal Credit Union's savings rates are 35% higher than the national average, and it has a A health rating.

Field of Membership Restrictions

There are several ways to qualify for NASA Federal Credit Union membership: Take advantage of a complimentary membership to the National Space Society (NSS) that entitles you to take advantage of NASA Federal Credit Union products and services; Be an employee or member or over 900 partner companies and associations including all NASA centers and facilities and NAS; or Be an immediate family or household member of a current NASA Federal Credit Union member. There are no fees to join, but you will be required to open a Savings Account with an opening deposit of at least $5 to establish your membership. - See Details

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Higher Special CD Rates at NASA Federal Credit Union - 6/3/2014

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Reviews (2)

Nasa Federal Credit Union "Nightmare"

This is the second day I've been trying to open a 49 month account. Filled out the application online yesterday morning, Rep. stated they would get back to me within a hour (to fund the account). Been locked out of their system and they don't use a phone or a outside email address to communicate with a consumer. I had to call over and over to get any information. The solution, I was given "start the process over again". I've opened 5 other cd's so far this year, I've never been treated like this!!!!!!! I don't know what they'll do with my credit information or the membership fee that was placed on a credit card. Just a waste of time.

I Love NASA Federal CU!

The bank offers low loan rates and some great CD promotions.

If you Direct Deposit your funds to this Credit Union, they give you access to your funds a day early! This is hard to find these days.

They also waive one NSF fee per year, provide Free checks, and they let you deposit at CoOp ATMs and PNC Bank ATMs. This Credit Union is awesome, and when you walk into a branch you feel like youre in a Space Center. A++ service and they offer a lot of flexibility!



Health

Data for Q1 2014

Institution Health

A

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 NASA Federal Credit Union had $7.15 million in non-current loans and owned real-estate with $153.35 million in equity and loan loss allowances on hand to cover it. This gives NASA Federal Credit Union a Texas Ratio of 4.66% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for NASA Federal Credit Union experienced no significant changes from 3.96% as of March 31, 2013 to 4.66% as of March 31, 2014, resulting in a negative change of 17.65%. This indicates that the balance sheet and financial strength for NASA Federal Credit Union has had no significant changes in recent periods.

Deposit Growth

GRADE:
B

In the past year, NASA Federal Credit Union has increased its total deposits by $9.51 million, resulting in 0.86% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth NASA Federal Credit Union has shown is above average.

Capitalization

GRADE:
A

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. NASA Federal Credit Union has $1.31 billion in assets with $153.35 million in equity, resulting in a capitalization level of 11.67%, which is excellent.

Institution Statistics

Overall
NCUA #6328
Year Chartered1949
Employees249
Primary Regulator
Assets and Liabilities
Assets$1.31 billion
Loans$910.90 million
Deposits$1.12 billion
Equity Capital$145.70 million
Loan Loss Allowance$7.65 million
Unbacked Noncurrent Loans$6.16 million
Real Estate Owned$989,000
Historic Data - March 2013
Assets$1.27 billion
Equity Capital$133.66 million
Loan Loss Allowance$7.88 million
Unbacked Noncurrent Loans$6.16 million
Real Estate Owned$217,000
Profit Margin - Quarterly
Net Interest Margin1.18%
Return on Assets1.05%
Return on Equity9.47%
Interest Income$12.42 million
Rates

Always verify rates and promotions with the bank or credit union. We are not NASA Federal Credit Union, we are a rate comparison website and can not provide official rates or promotions.

NASA Federal Credit Union Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.70%$100k-Health Savings Services
0.35%$2k-12 Month Health Savings Certificate
0.30%$2k-6 Month Health Savings Certificate
0.15%--Education Savings
0.15%--IRA Savings
0.15%--Roth IRA Savings
0.15%--SEP IRA Savings
0.10%--Prime Savings
0.10%--Holiday Club
0.10%--Sub-Savings
0.10%--Business Savings

NASA Federal Credit Union Money Market Rates

DetailsAPYMINMAXPRODUCT
0.45%$100k-Business Premier Advantage Money Market
0.40%$100k-Premier Advantage Money Market
0.35%--Business Premier Plus Money Market
0.30%$40k-Premier Plus Money Market
0.30%--Business Premier Money Market
0.25%$10k-Premier Money Market

NASA Federal Credit Union Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.05%--Premier Preferred Checking Account
0.05%--Business Checking with Interest

NASA Federal Credit Union CD Rates

DetailsAPYMINMAXPRODUCT
2.25%$5k-49 Month Share Certificate Special
1.70%$1k-Business 60 Month Share Certificate
1.25%$1k-Business 48 Month Share Certificate
1.25%$5k-15 Month Share Certificate
0.95%$1k-60 Month Share Certificate
0.85%$1k-Business 36 Month Share Certificate
0.70%$1k-48 Month Share Certificate
0.55%$1k-36 Month Share Certificate
0.50%$1k-36 Month Bump Rate Share Certificate
0.50%$1k-Business 24 Month Share Certificate
0.35%$1k-24 Month Share Certificate
0.30%$1k-24 Month Bump Rate Share Certificate
0.30%$1k-Business 12 Month Share Certificate
0.25%$50$50kEarly Savers 12 Month Share Certificate
0.25%$1k-12 Month Share Certificate
0.25%$1k-Business 6 Month Share Certificate
0.20%$1k-6 Month Share Certificate
0.15%$250-Add-On 12 Month Share Certificate

NASA Federal Credit Union IRA Rates

DetailsAPYMINMAXPRODUCT
2.25%$5k-49 Month IRA Certificate Special
1.25%$5k-15 Month IRA Certificate
0.95%$1k-60 Month IRA Certificate
0.70%$1k-48 Month IRA Certificate
0.55%$1k-36 Month IRA Certificate
0.50%$1k-36 Month Bump Rate IRA Certificate
0.35%$1k-24 Month IRA Certificate
0.30%$1k-24 Month Bump Rate IRA Certificate
0.25%$1k-12 Month IRA Certificate
0.25%$50$50kEarly Savers 12 Month IRA Certificate
0.20%$1k-6 Month IRA Certificate
0.15%$250-Add-On 12 Month IRA Certificate
Locations

NASA Federal Credit Union has 12 locations. Click to view all NASA Federal Credit Union locations.