NASA Federal Credit Union

500 Prince Georges Blvd
Upper Marlboro, MD 20774
(301) 249-1800
www.nasafcu.com

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NASA Federal Credit Union is headquartered in Upper Marlboro and is the 3^rd largest credit union in the state of Maryland. It is also the 153^rd largest credit union in the nation. It was established in 1949 and as of December of 2012, it had grown to 238 employees and 83,957 members. NASA Federal Credit Union has a 5-star health rating.

NASA Federal Credit Union Routing Number: 255077833

2.20% 18-Month CD at NASA Federal Credit Union - Easy Membership - 10/4/2009

NASA Federal Credit Union came out with another certificate promotion for the new month. Unfortunately, the rates are lower than September's promotion. However, there's still one competitive CD rate. It's the 18-month CD which has a rate of 2.20% APY....

3.50% 55-Month CD & 2.25% 18-Month CD at NASA Federal Credit Union - Easy Membership - 9/1/2009

NASA Federal Credit Union has a September certificate special with some competitive short and long-term rates. The following are the rates as listed in the credit union's promo page as of 9/01/09:3.50% APY 55-months2.25% APY 18-months1.65% APY...

4.00% 50-Month CD at NASA Federal Credit Union - Easy Membership - 7/1/2009

NASA Federal Credit Union introduced a July certificate special with a very competitive long-term certificate. It has a rate of 4.00% APY and a term of 50 months. The shorter term specials are not quite as competitive: 2.00% APY 18-months and 2.50% APY...

3.50% 18-Month CD at NASA Federal Credit Union - Easy Membership - 2/2/2009

NASA Federal Credit Union has come out with a February certificate special. It offers a 3.50% APY 18-month certificate. This requires that you have a NASA Federal checking account with a direct deposit of at least $500. Without the direct deposit, the...

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See Rates for: Checking | Savings | Money Market | CD | IRA

NASA Federal Credit Union Checking Account Rates

Apy	Min	Max	Product
0.05%	-	-	Premier Preferred Checking Account
0.05%	-	-	Business Checking with Interest

NASA Federal Credit Union Savings Account Rates

Apy	Min	Max	Product
0.70%	$100k	-	Health Savings Services
0.35%	$2k	-	12 Month Health Savings Certificate
0.30%	$2k	-	6 Month Health Savings Certificate
0.15%	-	-	Education Savings
0.15%	-	-	IRA Savings
0.15%	-	-	Roth IRA Savings
0.15%	-	-	SEP IRA Savings
0.10%	-	-	Prime Savings
0.10%	-	-	Holiday Club
0.10%	-	-	Sub-Savings
0.10%	-	-	Business Savings

NASA Federal Credit Union Money Market Rates

Apy	Min	Max	Product
0.45%	$100k	-	Business Premier Advantage Money Market
0.40%	$100k	-	Premier Advantage Money Market
0.35%	-	-	Business Premier Plus Money Market
0.30%	$40k	-	Premier Plus Money Market
0.30%	-	-	Business Premier Money Market
0.25%	$10k	-	Premier Money Market

NASA Federal Credit Union CD Rates

Apy	Min	Max	Product
1.70%	$1k	-	Business 60 Month Share Certificate
1.35%	$5k	-	55 Month Share Certificate Special
1.25%	$1k	-	Business 48 Month Share Certificate
0.95%	$1k	-	60 Month Share Certificate
0.85%	$1k	-	Business 36 Month Share Certificate
0.70%	$1k	-	48 Month Share Certificate
0.55%	$1k	-	36 Month Bump Rate Share Certificate
0.50%	$1k	-	36 Month Share Certificate
0.50%	$1k	-	Business 24 Month Share Certificate
0.35%	$1k	-	24 Month Bump Rate Share Certificate
0.30%	$1k	-	24 Month Share Certificate
0.30%	$1k	-	Business 12 Month Share Certificate
0.25%	$50	$50k	Early Savers 12 Month Share Certificate
0.25%	$1k	-	12 Month Share Certificate
0.25%	$1k	-	Business 6 Month Share Certificate
0.20%	$1k	-	6 Month Share Certificate
0.15%	$250	-	Add-On 12 Month Share Certificate

NASA Federal Credit Union IRA Rates

Apy	Min	Max	Product
1.35%	$5k	-	55 Month ESA Certificate Special
1.35%	$5k	-	55 Month IRA Certificate Special
1.35%	$5k	-	55 Month Roth IRA Certificate Special
1.35%	$5k	-	55 Month SEP IRA Certificate Special
0.95%	$1k	-	60 Month IRA Certificate
0.95%	$1k	-	60 Month Roth IRA Certificate
0.95%	$1k	-	60 Month SEP IRA Certificate
0.95%	$1k	-	60 Month ESA Certificate
0.70%	$1k	-	48 Month IRA Certificate
0.70%	$1k	-	48 Month Roth IRA Certificate
0.70%	$1k	-	48 Month SEP IRA Certificate
0.70%	$1k	-	48 Month ESA Certificate
0.55%	$1k	-	36 Month IRA Certificate
0.55%	$1k	-	36 Month Roth IRA Certificate
0.55%	$1k	-	36 Month SEP IRA Certificate
0.55%	$1k	-	36 Month ESA Certificate
0.50%	$1k	-	36 Month Bump Rate IRA Certificate
0.50%	$1k	-	36 Month Bump Rate Roth IRA Certificate
0.50%	$1k	-	36 Month Bump Rate SEP IRA Certificate
0.50%	$1k	-	36 Month Bump Rate ESA Certificate
0.35%	$1k	-	24 Month IRA Certificate
0.35%	$1k	-	24 Month Roth IRA Certificate
0.35%	$1k	-	24 Month SEP IRA Certificate
0.35%	$1k	-	24 Month ESA Certificate
0.30%	$1k	-	24 Month Bump Rate IRA Certificate
0.30%	$1k	-	24 Month Bump Rate Roth IRA Certificate
0.30%	$1k	-	24 Month Bump Rate SEP IRA Certificate
0.30%	$1k	-	24 Month Bump Rate ESA Certificate
0.25%	$1k	-	12 Month IRA Certificate
0.25%	$50	$50k	Early Savers 12 Month IRA Certificate
0.25%	$1k	-	12 Month Roth IRA Certificate
0.25%	$50	$50k	Early Savers 12 Month Roth IRA Certificate
0.25%	$1k	-	12 Month SEP IRA Certificate
0.25%	$50	$50k	Early Savers 12 Month SEP IRA Certificate
0.25%	$1k	-	12 Month ESA Certificate
0.25%	$50	$50k	Early Savers 12 Month ESA Certificate
0.20%	$1k	-	6 Month IRA Certificate
0.20%	$1k	-	6 Month Roth IRA Certificate
0.20%	$1k	-	6 Month SEP IRA Certificate
0.20%	$1k	-	6 Month ESA Certificate
0.15%	$250	-	Add-On 12 Month IRA Certificate
0.15%	$250	-	Add-On 12 Month Roth IRA Certificate
0.15%	$250	-	Add-On 12 Month SEP IRA Certificate
0.15%	$250	-	Add-On 12 Month ESA Certificate

Rates updated: 5/24/2013

Data for Q4 2012

Institution Statistics

NASA
NCUA #	6328
BankRate Report	View
Year Chartered	1949
Employees	238
Primary Regulator
Assets and Liabilities
Assets	$1.23 billion
Loans	$760.09 million
Deposits	$1.08 billion
Equity Capital	$130.94 million
Loan Loss Allowance	$8.55 million
Unbacked Noncurrent Loans	$5.35 million
Real Estate Owned	$375,000
Historic Data - December 2011
Assets	$1.16 billion
Equity Capital	$118.84 million
Loan Loss Allowance	$8.02 million
Unbacked Noncurrent Loans	$5.93 million
Real Estate Owned	$130,000
Profit Margin - Quarterly
Net Interest Margin	4.87%
Return on Assets	0.97%
Return on Equity	9.04%
Interest Income	$45.64 million
Non-Interest Income	$19.56 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 NASA Federal Credit Union had $5.73 million in non-current loans and owned real-estate with $139.5 million in equity and loan loss allowances on hand to cover it. This gives NASA Federal Credit Union a Texas Ratio of 4.11% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for NASA Federal Credit Union held steady from 4.78% as of December 31, 2011 to 4.11% as of December 31, 2012, resulting in a positive change of 14.07%.This indicates that the balance sheet and financial strength for NASA Federal Credit Union has held steady in recent periods.
Deposit Growth
In the past year, NASA Federal Credit Union has increased its total deposits by $54.74 million, resulting in 5.36% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth NASA Federal Credit Union has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. NASA Federal Credit Union has $1.23 billion in assets with $139.5 million in equity, resulting in a capitalization level of 11.37%, which is above average.