Average User Rating:4 star rating based on 2 reviews.
Neighborhood Credit Union
Neighborhood Credit Union Locations|
13649 Montfort Dallas, TX 75240 (214) 748-9393 www.myncu.com  |
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Neighborhood Credit Union is headquartered in Dallas and is the 53rd largest credit union in the state of Texas. It is also the 635th largest credit union in the nation. It was established in 1930 and as of December of 2012, it had grown to 100 employees and 29,812 members. Neighborhood Credit Union has a 4-star health rating.
Neighborhood Credit Union Routing Number: 311079270
Related Posts
Neighborhood Credit Union Increases RCA Cap To $25K (Forum) - 1/5/2013
The cap on the Kasasa Cash account has increased from $15k to $25k, while the APY continues unchanged at 2.5%. That's good news for accountholders at this 4-star DA-rated institution.
4.15% 60-Month CD & 2.15% 12-Month CD at Neighborhood Credit Union in Texas - Local Only - 8/19/2009
Update 10/17/09: The CD rates have fallen. Please check the credit union's website for the latest rates.Neighborhood Credit Union is offering some very competitive CD rates especially on longer terms. The best ones include a 3.15% APY 30-month CD, a...
Up to $100 Checking Account Bonus at Neighborhood Credit Union in Dallas - 4/8/2009
Neighborhood Credit Union is offering up to $100 when you open a checking account. Details of this promotion are listed at this credit union page. Offer is scheduled to last through May 15, 2009. Here are the details about what is required:$25 for any...
See Rates for: Checking | Savings | Money Market | CD | IRA
Neighborhood Credit Union Checking Account Rates
Neighborhood Credit Union Savings Account Rates
Neighborhood Credit Union Money Market Rates
Neighborhood Credit Union CD Rates
Neighborhood Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.60% | $2,500 | - | 60 Month Traditional IRA | |
| 1.60% | $2,500 | - | 60 Month Roth IRA | |
| 1.40% | $2,500 | - | 48 Month Traditional IRA | |
| 1.40% | $2,500 | - | 48 Month Roth IRA | |
| 1.00% | $2,500 | - | 30 Month Traditional IRA | |
| 1.00% | $2,500 | - | 30 Month Roth IRA | |
| 0.85% | $2,500 | - | 18 Month Traditional IRA | |
| 0.85% | $2,500 | - | 18 Month Roth IRA | |
| 0.60% | $500 | - | 12 Month Coverdell Education Savings | |
| 0.60% | $2,500 | - | 12 Month Traditional IRA | |
| 0.60% | $2,500 | - | 12 Month Roth IRA |
Rates updated: 5/24/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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LOVE Neighborhood Credit Union
- KristenA - Thursday, May 19, 2011 - 1:23 PMNeighborhood Credit Union is one of the best financial institutions I have ever done business with. I used to bank at Bank of America, but I was sick and tired of how I was being treated-- awful. The reason I was initially attracted to Neighborhood Credit Union was because they are the OLDEST credit union in the Dallas Metroplex- that spoke stability to me.
Since I joined Neighborhood Credit Union in 2006, their staff has always been friendly and attentive to my needs. My checking account (Kasasa Cash) with them is pretty awesome too. It's a completely free account and pays me 3.25% APY - they are actually paying me to do business with them. LOVE THEM!
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Probably Not Worth It...
I jumped on the reward checking offer. Found out *after* application that the rate had dropped from 3.25% to 3.00%, although I have various written material with both the original and reduced rate.
Online app was smooth until it terminated with a membership application which I was prompted to print and send by mail. Umm, no. So I walked it into a branch, waited in line for one of two tellers then was directed to "sign in" and wait for someone else. Ultimately the form I took the time to complete and print was simply shredded and a new one was completed. What a waste of my time.
I was handed several printed items with my social security number, totally unncessarily. No one seemed to comprehend how this might possibly be a bad idea.
Learned that funds availability for check deposits on a new account is...*nine* business days! Should have gone through this motion sooner. ACH deposits are processed faster but I don't have a way to do one of those instantly.
Logged into the online banking system, was greeted with a form asking for much of the same info I had already provided once, twice, or thrice. Played along. Rejected based on "error" (no idea what kind of error) on zip code and email address.
I called "member services." The rep was cheerful but lacked any apparent empowerment or desire to actually do anything at all. Had me clear out zip code and re-enter, after which that was accepted; I had to specify an email address without a + character for that to be accepted (figured that out myself). I routinely use a feature of gmail such that gmail users can append a suffix to an email address and track who sells them out. (name+suffix@gmail.com). '+' is totally legal in an email address; their validation is broken.
Apparently "yeah I know there have been issues with the web site, teehee" is supposed to be some kind of satisfactory resolution.
Bottom line: lots of hassle just to get started, would expect more security awareness from a financial institution, but better than average rate.