North Shore Bank, FSB

15700 West Bluemound Road
Brookfield, WI 53005
877.672.2265
www.northshorebank.com

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North Shore Bank, FSB is headquartered in Brookfield and is the 6^th largest bank in the state of Wisconsin. It is also the 393^rd largest bank in the nation. It was established in 1923 and as of December of 2012, it had grown to 466 employees at 47 locations. North Shore Bank, FSB has a 4-star health rating.

$150 Checking Account Bonus at North Shore Bank in Wisconsin - 4/26/2012

North Shore Bank is offering a $150 bonus when you open a new checking account with Direct Deposit OR 10 qualifying debit card transactions. The offer is listed at bank's promotions page , and it's sc ...

Up To $150 Bonus For Checking And Savings Account In Wisconsin (Forum) - 10/26/2010

North Shore Bank in Wisconsin is offering up to a $150 bonus for a checking and savings accounts. Offer is scheduled to end on November 1, 2010. Promotions page link Excerpts: You’ll receive $100 when you open a new checking account with direct d

5.50% 10-Month CD at a Massachusetts Bank (North Shore). - 5/16/2007

[Update 5/22/07: This 5.50% CD is no longer being offered.]North Shore Bank is offering a special "No Catch" certificate of deposit with a yield of 5.50% APY and a term of 10 months. The minimum deposit is $1,000, and the maximum is $150K. It...

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See Rates for: Checking | Savings | Money Market | CD

North Shore Bank, FSB Checking Account Rates

Apy	Min	Max	Product
0.01%	-	-	Perks Checking
0.01%	-	-	Perks PrimeTime Checking
0.01%	-	-	Perks Platinum Checking

North Shore Bank, FSB Savings Account Rates

	Apy	Min	Max	Product
	0.05%	-	-	Statement Savings

North Shore Bank, FSB Money Market Rates

Apy	Min	Max	Product
0.18%	$50k	-	Perks Money Market Account
0.12%	$25k	-	Portfolio Money Market
0.05%	-	-	Money Market Account

North Shore Bank, FSB CD Rates

Apy	Min	Max	Product
0.80%	$1k	-	5 Year CD
0.60%	$1k	-	4 Year CD
0.40%	$1k	-	3 Year CD
0.30%	$1k	-	2 Year CD
0.18%	$1k	-	1 1/2 Year CD
0.16%	$1k	-	1 Year CD
0.10%	$1k	-	6 Month CD
0.05%	$1k	-	91 Day CD
0.05%	$50	-	2 1/2 Year Homeownership CD

Rates updated: 5/24/2013

Data for Q4 2012

Institution Statistics

North Shore Bank, FSB
OTS #	02130
FDIC Certificate #	28679
BankRate Report	View
Year Established	1923
Employees	466
Primary Regulator	OCC
Assets and Liabilities
Assets	$1.76 billion
Loans	$1.30 billion
Deposits	$1.39 billion
Equity Capital	$207.00 million
Loan Loss Allowance	$15.19 million
Unbacked Noncurrent Loans	$31.77 million
Real Estate Owned	$19.79 million
Historic Data - December 2011
Assets	$1.77 billion
Equity Capital	$203.93 million
Loan Loss Allowance	$19.15 million
Unbacked Noncurrent Loans	$63.40 million
Real Estate Owned	$16.93 million
Profit Margin - Quarterly
Net Interest Margin	3.74%
Return on Assets	0.32%
Return on Equity	2.75%
Interest Income	$69.50 million

Institution Health

Overall Score:

4 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 North Shore Bank, FSB had $51.56 million in non-current loans and owned real-estate with $222.19 million in equity and loan loss allowances on hand to cover it. This gives North Shore Bank, FSB a Texas Ratio of 23.20% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for North Shore Bank, FSB decreased slightly from 35.99% as of December 31, 2011 to 23.20% as of December 31, 2012, resulting in a positive change of 35.52%.This indicates that the balance sheet and financial strength for North Shore Bank, FSB has improved slightly in recent periods.
Deposit Growth
In the past year, North Shore Bank, FSB has increased its total deposits by $34.78 million, resulting in 2.56% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth North Shore Bank, FSB has shown is above average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. North Shore Bank, FSB has $1.76 billion in assets with $222.19 million in equity, resulting in a capitalization level of 12.63%, which is excellent.

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North Shore Bank, FSB

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