Northfield Savings Bank


Overview / Commentary
800-672-2274
33 South Main Street
Northfield, VT 05663

Northfield Savings Bank is headquartered in NORTHFIELD and is the largest bank in the state of Vermont. It is also the 722nd largest bank in the nation. It was established in 1867 and as of March of 2025, it had grown to 175 employees at 13 locations. Northfield Savings Bank has a B+ health rating.

Reviews (2)

Great Bank

I think Northfield Savings Bank is "the" bank in Vermont. The decision making is done in Vermont and you don't need to wait weeks for an answer. Their rates are VERY competitive with out of state banks. They donate a great deal to charities as well.

Dirty Fees

Posted by: |

I have been a customer of NSB for almost 40 years now. I have a savings account, which I called my rainy day money. I luckily never had used it and didn’t pay attention to it because they don’t give you anything for interest. I suppose it’s my fault for not opening the statements but one day I did open one and realized they have been charging me an inactivity fee each month. So let me get this straight, you use my money for your business don’t pay hardly anything for interest and because I didn’t check a balance, withdraw any money, or add any money you are going to steal my money after you have already been using it. It’s not like you don’t know if I’m alive or dead. I use my checking account there all the time. I think you need to rethink your policy, because right now I would only recommend your bank to other people When pigs fly.



Health
B+

Health Grade Components

Overall
FDIC Certificate #14140
Year Established1867
Employees175
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.58%
Annual Interest Income$15.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.56B$1.5B
LoansQ1 2025vs Q1 2024$1.09B$1.05B
DepositsQ1 2025vs Q1 2024$1.28B$1.22B
Equity CapitalQ1 2025vs Q1 2024$138.7MM$125.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.8MM$8.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7MM$4.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Sorry, we do not have rate data for Northfield Savings Bank.

Locations

Availability



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