Nw Priority Credit Union

Nw Priority Credit Union Locations
12630 SE Division
Portland, OR 972920640
(800) 331-0968
www.nwprioritycu.org

NCUA

Nw Priority Credit Union is headquartered in Portland and is the 14st largest credit union in the state of Oregon. It is also the 816st largest credit union in the nation. It was established in 1928 and as of December of 2012, it had grown to 43 employees and 16,930 members. Nw Priority Credit Union has a 5-star health rating.

Related Posts

2.45% 23-Month CD at NW Priority Credit Union in OR & WA - Local Only - 7/13/2009

NW Priority Credit Union has a July CD special with a competitive 23-month rate of 2.45% APY. The other special is not quite as competitive, a 1.95% APY 13-month CD. Minimum deposit is $500. These rates are listed in the credit union's rate table as of...

4.15% 10-Month / 4.30% 15-Month CD at an OR/WA Credit Union (NW Priority) - 8/9/2008

NW Priority Credit Union has come out with some new CD specials for the month of August. These include a 3.85% APY 5-month CD, a 4.15% APY 10-month CD and a 4.30% APY 15-month CD. The minimum deposit is $500. These specials are scheduled to last through...

4.00% 8-Month / 4.25% 18-Month CD at an OR/WA Credit Union (NW Priority). - 7/4/2008

Update 8/09/08: This CD special has ended. Please check with credit union's website for the latest specials and rates.NW Priority Credit Union has an 80th Anniversary certificate promotion with some attractive rates. These include a 4.00% APY 8-month CD...



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See Rates for: Savings | Money Market | CD | IRA

Nw Priority Credit Union Savings Account Rates

ApyMinMaxProduct
0.50%-$6kChristmas Club Account
0.50%-$6kTax Account
0.20%--IRA Savings Account
0.10%--Share Account
0.10%--Select Account

Nw Priority Credit Union Money Market Rates

ApyMinMaxProduct
0.30%$100k-Money Market Account

Nw Priority Credit Union CD Rates

ApyMinMaxProduct
0.90%$50k-3 Year CD
0.65%$50k-2 Year CD
0.40%$50k-1 Year CD
0.40%$50k-18 Month CD
0.30%$50k-6 Month CD

Nw Priority Credit Union IRA Rates

ApyMinMaxProduct
1.00%$50k-3 Year IRA
0.75%$50k-2 Year IRA
0.45%$50k-1 Year IRA

Rates updated: 5/21/2013

Data for Q4 2012


Institution Statistics


NW PRIORITY
NCUA #63315
BankRate ReportView
Year Chartered1928
Employees43
Primary Regulator

Assets and Liabilities

Assets$228.27 million
Loans$79.65 million
Deposits$200.62 million
Equity Capital$26.70 million
Loan Loss Allowance$765,000
Unbacked Noncurrent Loans$832,000
Real Estate Owned$148,000

Historic Data - December 2011

Assets$227.84 million
Equity Capital$26.31 million
Loan Loss Allowance$772,000
Unbacked Noncurrent Loans$532,000
Real Estate Owned$191,000

Profit Margin - Quarterly

Net Interest Margin5.27%
Return on Assets0.17%
Return on Equity1.46%
Interest Income$5.92 million
Non-Interest Income$1.26 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Nw Priority Credit Union had $980,000 in non-current loans and owned real-estate with $27.46 million in equity and loan loss allowances on hand to cover it. This gives Nw Priority Credit Union a Texas Ratio of 3.57% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Nw Priority Credit Union held steady from 2.67% as of December 31, 2011 to 3.57% as of December 31, 2012, resulting in a negative change of 33.66%. This indicates that the balance sheet and financial strength for Nw Priority Credit Union has held steady in recent periods.
Deposit Growth3
In the past year, Nw Priority Credit Union has increased its total deposits by $134,000, resulting in 0.07% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Nw Priority Credit Union has shown is average.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Nw Priority Credit Union has $228.26 million in assets with $27.46 million in equity, resulting in a capitalization level of 12.03%, which is excellent.
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