Average User Rating:2 star rating based on 3 reviews.
Onpoint Community Credit Union
Onpoint Community Credit Union Locations|
PO Box 3750 Portland, OR 97208 503.228.7077 www.onpointcu.com  |
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Onpoint Community Credit Union is headquartered in Portland and is the largest credit union in the state of Oregon. It is also the 37th largest credit union in the nation. It was established in 1932 and as of December of 2012, it had grown to 469 employees and 248,750 members. Onpoint Community Credit Union has a 5-star health rating.
Onpoint Community Credit Union Routing Number: 323075880
Related Posts
6.00% 12-Month CD at an Oregon CU (OnPoint Community) - 7/8/2007
OnPoint Community Credit Union is offering a special 6.00% APY 12-month certificate of deposit. The minimum deposit is $5,000, and it requires Direct Deposit to a new or existing OnPoint Checking account. Without Direct Deposit, the APY is 5.75%. New...
5.50% 11-Month CD at an Oregon CU (OnPoint Community) - 5/10/2007
OnPoint Community Credit Union is offering a special 11 month certificate of deposit with a yield of 5.50% APY. The minimum deposit is $5,000, and it requires Direct Deposit to a new or existing OnPoint Checking account. Without Direct Deposit, the APY...
See Rates for: Checking | Savings | Money Market | CD | IRA
Onpoint Community Credit Union Checking Account Rates
Onpoint Community Credit Union Savings Account Rates
Onpoint Community Credit Union Money Market Rates
Onpoint Community Credit Union CD Rates
| Apy | Min | Max | Product | |
| 0.90% | $5k | - | 60 Month Annual Withdrawal CD | |
| 0.90% | $5k | - | 60 Month Annual Withdrawal Business CD | |
| 0.70% | $1k | - | 48 Month CD | |
| 0.70% | $1k | - | 48 Month Business CD | |
| 0.55% | $1k | - | 36 Month CD | |
| 0.55% | $1k | - | 36 Month Business CD | |
| 0.40% | $1k | - | 24 Month CD | |
| 0.40% | $100 | - | 24 Month Youth CD | |
| 0.40% | $1k | - | 24 Month Business CD | |
| 0.35% | $1k | - | 18 Month CD | |
| 0.35% | $100 | - | 18 Month Youth CD | |
| 0.35% | $1k | - | 18 Month Business CD | |
| 0.25% | $1k | - | 12 Month CD | |
| 0.25% | $100 | - | 12 Month Youth CD | |
| 0.25% | $1k | - | 12 Month Business CD | |
| 0.20% | $1k | - | 6 Month CD | |
| 0.20% | $100 | - | 6 Month Youth CD | |
| 0.20% | $1k | - | 6 Month Business CD | |
| 0.15% | $1k | - | 3 Month CD | |
| 0.15% | $100 | - | 3 Month Youth CD | |
| 0.15% | $1k | - | 3 Month Business CD |
Onpoint Community Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 0.90% | $1k | - | 60 Month IRA | |
| 0.90% | $1k | - | 60 Month Roth IRA | |
| 0.70% | $1k | - | 48 Month IRA | |
| 0.70% | $1k | - | 48 Month Roth IRA | |
| 0.55% | $1k | - | 36 Month IRA | |
| 0.55% | $1k | - | 36 Month Roth IRA | |
| 0.40% | $1k | - | 24 Month Booster Rate IRA | |
| 0.40% | $1k | - | 24 Month Booster Rate Roth IRA | |
| 0.35% | $1k | - | 18 Month Booster Rate IRA | |
| 0.35% | $1k | - | 18 Month Booster Rate Roth IRA | |
| 0.25% | $1k | - | 12 Month Booster Rate IRA | |
| 0.25% | $1k | - | 12 Month Booster Rate Roth IRA | |
| 0.20% | $1k | - | 6 Month IRA | |
| 0.20% | $1k | - | 6 Month Roth IRA | |
| 0.15% | $1k | - | 3 Month IRA | |
| 0.15% | $1k | - | 3 Month Roth IRA |
Rates updated: 5/21/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Horrible Bank!!!
- michaelkm8 - Wednesday, August 22, 2012 - 8:22 PMI have had my loan with them for three years and thought I was almost done with my loan. Well come to find out they have added $500 of late fees for the past two years!!! The only way i found out about this was by calling to see when my loan was paid in full. Well the teller gave me the balance and they had added another 5 months to the term for these phantom late charges!!! I have my payment AUTOMATICALLY and INSTANTANEOUSLY paid every month, but somehow I am late for 15 months. DO NOT BANK WITH THESE THIEVES!!!
2
So Happy I Switched This Spring (But Seriously Get Some Safety Deposit Boxes People)
- anonymousa - Tuesday, November 8, 2011 - 2:20 PMeasier to open checking accounts, easy to get credit cards, great customer service and rewarding feel
but if they want to compete with other banks they need basic services like safe deposit boxes! Their new downtown Bend branch had them (as a wamu branch) until Onpoint actually moved in- WTF !?!
1
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Onpoint/Never Again
I have been with OnPoint for several months. My experience as a banking client has been plagued with errors, lack of social skills from reps., obvious lack of caring from reps., inflexible and "automatic" responses. It is clear that OnPoint as a rule has no sense of caring for its customer and at times is brutal, in particular through email correspondence. The stress has been immeasurable and I am leaving today. Whew. What a relief. Don't use this credit union unless you have such poor regard for yourself that you feel poor treatment is ok! I have the sense that if I were a wealthyclient, my treatment might be entirely different from OnPoint......