| 1701 E. St. Andrew Place Santa Ana, CA 92705 888-354-6228 www.orangecountyscu.org ![]() |
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Orange County's Credit Union is headquartered in Santa Ana and is the 34th largest credit union in the state of California. It is also the 185th largest credit union in the nation. It was established in 1938 and as of December of 2011, it had grown to 231 employees and 80,461 members. Orange County's Credit Union has a 4-star health rating.
Orange County's Credit Union Routing Number: 322281989
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For those in Southern California, this credit union appears to have some of the best long-term CD rates. As of 10/21/2010: 2.75% APY 5-year CD, min $100K 2.45% APY 4-year CD, min $100K 2.10% APY 3-year CD, min $100K Credit union is open to those
Orange County's Credit Union is offering some competitive long-term CD rates. The most competitive is the 5-year Jumbo CD with a 3.15% APY. There's also a 2.35% APY 3-year Jumbo CD and a 2.80% APY 4-y ...
Orange County's Credit Union has some competitive rates on its certificate specials with a yield of 5.35% APY for a 7-month term and a yield of 5.20% APY for a 15 and 27 month term. The minimum deposit is $100K. Certificates with a minimum deposit of...
See Rates for: Checking | Savings | Money Market | CD | IRA
Orange County's Credit Union Checking Account Rates
Orange County's Credit Union Savings Account Rates
Orange County's Credit Union Money Market Rates
Orange County's Credit Union CD Rates
Orange County's Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.50% | $100k | - | 60 Month IRA | |
| 1.50% | $100k | - | 60 Month Roth IRA | |
| 1.50% | $100k | - | 60 Month CESA | |
| 1.50% | $100k | - | 60 Month SEP IRA | |
| 1.25% | $100k | - | 48 Month IRA | |
| 1.25% | $100k | - | 48 Month Roth IRA | |
| 1.25% | $100k | - | 48 Month CESA | |
| 1.25% | $100k | - | 48 Month SEP IRA | |
| 1.00% | $100k | - | 36 Month IRA | |
| 1.00% | $100k | - | 36 Month Roth IRA | |
| 1.00% | $100k | - | 36 Month CESA | |
| 1.00% | $100k | - | 36 Month SEP IRA | |
| 0.75% | $100k | - | 24 Month IRA | |
| 0.75% | $100k | - | 24 Month Roth IRA | |
| 0.75% | $100k | - | 24 Month CESA | |
| 0.75% | $100k | - | 24 Month SEP IRA | |
| 0.65% | $100k | - | 18 Month IRA | |
| 0.65% | $100k | - | 18 Month Roth IRA | |
| 0.65% | $100k | - | 18 Month CESA | |
| 0.65% | $100k | - | 18 Month SEP IRA | |
| 0.55% | $100k | - | 12 Month IRA | |
| 0.55% | $100k | - | 12 Month Roth IRA | |
| 0.55% | $100k | - | 12 Month CESA | |
| 0.55% | $100k | - | 12 Month SEP IRA | |
| 0.45% | $100k | - | 6 Month IRA | |
| 0.45% | $100k | - | 6 Month Roth IRA | |
| 0.45% | $100k | - | 6 Month CESA | |
| 0.45% | $100k | - | 6 Month SEP IRA |
Data for Q4 2011
Institution Statistics
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Institution Health
Overall Score:
4 out of 5
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Debit Feature On/Off Discrepancy
- GailLong - Wednesday, August 31, 2011 - 4:49 PMI had called Orange County Credit Union early in the year to have my debit overdraft feature "turned off". When looking over my account online I realized that it had not been turned off. I called them late May to "insure" this feature was turned off, spoke with them for half an hour about my concern asking to please turn this feature off as I did not want to get any overdrafts. A couple weeks ago, I noticed my debit card charges were going through and I was getting overdrafts. I called again. They said "yes" I had asked them to turn this feature off, but somehow it did not get turned off. I asked if they would refund my overdraft charges. After admitting they made a mistake they did not return all my overdraft charges. Then I called them again today, and they said it was not in their records that I ever called to turn off the feature, after the time before the agent said it WAS, INFACT, in their notes that I had called to have the feature turned off. Then it was not in their notes? Yikes....
Average User Rating:






Mortgage Refinance
The kindest words I can find are incompetent, inept and ultimately unresponsive. I won't bore you with the details. The posting of this requires givng them at least one star, for which they are catagorically unworthy. Do not waste you're time and in the end your money here. Shop elsewhere. Good Luck!