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2880 Chad Dr
Eugene, OR 97408

Oregon Community Credit Union is headquartered in Eugene and is the 2nd largest credit union in the state of Oregon. It is also the 170th largest credit union in the nation. It was established in 1981 and as of March of 2014, it had grown to 287 employees and 112,844 members. Oregon Community Credit Union's savings rates are 2X the national average, and it has a A health rating.

Field of Membership Restrictions

Oregon Community Credit Union is a community credit union. Our Community Charter allows us to welcome members in 10 counties including Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington and Yamhill. Anyone who lives or works in one of these 10 counties qualifies to become a member of Oregon Community Credit Union. - See Details

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Reviews (1)


The people in the branches remain the same. It is nice to have a company that keeps its employees for a while, unlike many big name banks. I always feel welcomed, and the workers are very efficient and effective.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Oregon Community Credit Union had $1.88 million in non-current loans and owned real-estate with $104.72 million in equity and loan loss allowances on hand to cover it. This gives Oregon Community Credit Union a Texas Ratio of 1.80% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Oregon Community Credit Union decreased slightly from 2.35% as of March 31, 2013 to 1.80% as of March 31, 2014, resulting in a positive change of 23.60%.This indicates that the balance sheet and financial strength for Oregon Community Credit Union has improved slightly in recent periods.

Deposit Growth


In the past year, Oregon Community Credit Union has increased its total deposits by $76.77 million, resulting in 7.43% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Oregon Community Credit Union has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Oregon Community Credit Union has $1.23 billion in assets with $104.72 million in equity, resulting in a capitalization level of 8.55%, which is average.

Institution Statistics

NCUA #65856
Year Chartered1981
Primary Regulator
Assets and Liabilities
Assets$1.23 billion
Loans$1.02 billion
Deposits$1.11 billion
Equity Capital$97.77 million
Loan Loss Allowance$6.95 million
Unbacked Noncurrent Loans$1.88 million
Real Estate Owned$0
Historic Data - March 2013
Assets$1.13 billion
Equity Capital$94.40 million
Loan Loss Allowance$6.54 million
Unbacked Noncurrent Loans$1.88 million
Real Estate Owned$400,000
Profit Margin - Quarterly
Net Interest Margin0.87%
Return on Assets0.14%
Return on Equity1.78%
Interest Income$10.07 million

Always verify rates and promotions with the bank or credit union. We are not Oregon Community Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Oregon Community Credit Union Savings Account Rates

1.11%$100k-Premier IRA Savings
1.11%$100k-Premier Roth IRA Savings
1.11%$100k-Premier CESA Savings
0.40%--Holiday Savings
0.40%--Tax Savings
0.20%--Primary Savings
0.20%--Lucky Duck Club Savings
0.20%--Secondary Savings

Oregon Community Credit Union Money Market Rates

0.65%$250k-Money Market

Oregon Community Credit Union Checking Account Rates

0.25%--Simplicity Checking

Oregon Community Credit Union CD Rates

1.56%$100k-60 Month Jumbo CD
1.46%$500-60 Month CD
1.26%$100k-48 Month Jumbo CD
1.16%$500-48 Month CD
1.00%$100k-36 Month Jumbo CD
0.90%$500-36 Month CD
0.70%$100k-24 Month Jumbo CD
0.60%$500-24 Month CD
0.50%$100k-18 Month Jumbo CD
0.45%$100k-12 Month Jumbo CD
0.45%$500-18 Month CD
0.40%$500-12 Month CD
0.30%$500-6 Month CD
0.30%$100k-6 Month Jumbo CD

Oregon Community Credit Union IRA Rates

1.66%$100k-60 Month Jumbo IRA
1.56%$500-60 Month IRA
1.36%$100k-48 Month Jumbo IRA
1.26%$500-48 Month IRA
1.11%$100k-36 Month Jumbo IRA
1.00%$500-36 Month IRA
0.80%$100k-24 Month Jumbo IRA
0.70%$500-24 Month IRA
0.55%$100k-18 Month Jumbo IRA
0.50%$500-18 Month IRA
0.50%$100k-12 Month Jumbo IRA
0.45%$500-12 Month IRA
0.35%$500-6 Month IRA
0.35%$100k-6 Month Jumbo IRA

Oregon Community Credit Union Locations
Branch Office895 E 13th AveEugene, OR 97401
Branch Office2880 Chad DrEugene, OR 97408
Branch Office4239 Barger DREugene, OR 97402
Branch Office2525 Coburg RdEugene, OR 97408-4603
Branch Office1981 Mohawk BlvdSpringfield, OR 97477
Branch Office45L Division Ave Ste LEugene, OR 97404-5419
Branch Office2890 Willamette StEugene, OR 97405
Branch Office2755 Commercial St SESalem, OR 97302
Branch Office3065 W 11th AveEugene, OR 97402-3101
Branch Office488 E 11th AveEugene, OR 97401