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3070 Normandy Rd Royal Oak, MI 48073 248.549.3838 www.ourcuonline.org ![]() |
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Our Credit Union is headquartered in Royal Oak and is the 48th largest credit union in the state of Michigan. It is also the 869th largest credit union in the nation. It was established in 1959 and as of March of 2013, it had grown to 57 employees and 22,055 members. Our Credit Union has a 5-star health rating.
Our Credit Union Routing Number: 272484373
Related Posts
4.00% 15-Month CD at a Michigan CU (Our Credit Union). - 4/10/2008
Update 4/19/08: The special CD has ended.Our Credit Union is offering a special 4.00% APY 15-month certificate. The minimum deposit is $500.Membership is open to any person who lives, works, worships or attends school in Oakland or Macomb County, MI. You...
See Rates for: Savings | Money Market | CD | IRA
Our Credit Union Savings Account Rates
Our Credit Union Money Market Rates
Our Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.00% | $500 | - | 60 Month Term Share Certificate | |
| 0.80% | $500 | - | 48 Month Term Share Certificate | |
| 0.70% | $500 | - | 36 Month Term Share Certificate | |
| 0.50% | $500 | - | 24 Month Term Share Certificate | |
| 0.40% | $500 | - | 12 Month Term Share Certificate | |
| 0.40% | $500 | - | 18 Month Term Share Certificate | |
| 0.20% | $500 | - | 6 Month Term Share Certificate |
Our Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.00% | $500 | - | 5 Year Term Share IRA | |
| 1.00% | $500 | - | 60 Month Term Share Roth IRA | |
| 0.80% | $500 | - | 4 Year Term Share IRA | |
| 0.70% | $500 | - | 3 Year Term Share IRA | |
| 0.70% | $500 | - | 36 Month Term Share Roth IRA | |
| 0.50% | $500 | - | 24 Month Coverdell Educational IRA | |
| 0.50% | $500 | - | 2 Year Term Share IRA | |
| 0.50% | $500 | - | 24 Month Term Share Roth IRA | |
| 0.40% | $500 | - | 1 Year Term Share IRA | |
| 0.40% | $500 | - | 12 Month Term Share Roth IRA |
Rates updated: 6/18/2013
Data for Q1 2013
Institution Statistics
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Institution Health
Overall Score:
5 out of 5
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Great Service!
- Dru - Monday, May 30, 2011 - 10:34 AMI have been a member of this bank for 12 years. Through thick and thin in today's economy, they have always provided excellent service and even helped me in securing a loan when I needed it. Their knowledgeable staff help me whenever I have any questions or inquiries about my account. Five stars, all around!
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Average User Rating:





Bank Fee For Car Loan
Do not use this bank! They have the worst customer service for a bank I have ever experienced. You are only an account number to them, and all they care about is making money on fees. After having a car loan paid off, I was contacted by the collection services on a stop payment fee of $25.00. I had stopped my payment because my loan would be paid off before my payment would be processed, and when calling the bank I was told they would not send me a check for the difference if they received the payment. Rather, I would have to go to the branch. So, now I have to pay them the fee plus extra for some interest. They are rude on the phone, and don't care about you as a customer. Go somewhere else if you can.