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1330 Directors Row
Fort Wayne, IN 46808

Partners 1St Credit Union is headquartered in Fort Wayne and is the 23rd largest credit union in the state of Indiana. It is also the 781st largest credit union in the nation. It was established in 1952 and as of December of 2013, it had grown to 112 employees and 27,458 members. Partners 1St Credit Union has a A+ health rating.

Field of Membership Restrictions

Must live in selected areas of: Fort Wayne or Marion IN; Page County, VA; Powell or Wayne County, KY; Dorcherster County, MD or Morristown, TN. Also open to employees of several Select Employee Groups (SEG). - See Details

Reviews (1)

Fantastic Credit Union

I have been a member since 1980, and have all my children as members also. I have had numerous occasions to depend upon them, and they have always been as helpful as you would want.


Data for Q4 2013

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Partners 1St Credit Union had $702,000 in non-current loans and owned real-estate with $30.53 million in equity and loan loss allowances on hand to cover it. This gives Partners 1St Credit Union a Texas Ratio of 2.30% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Partners 1St Credit Union experienced no significant changes from 2.52% as of December 31, 2012 to 2.30% as of December 31, 2013, resulting in a positive change of 8.86%.This indicates that the balance sheet and financial strength for Partners 1St Credit Union has had no significant changes in recent periods.

Deposit Growth


In the past year, Partners 1St Credit Union has increased its total deposits by $5.24 million, resulting in 2.47% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Partners 1St Credit Union has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Partners 1St Credit Union has $251.7 million in assets with $30.53 million in equity, resulting in a capitalization level of 12.13%, which is excellent.

Institution Statistics

NCUA #7688
Year Chartered1952
Primary Regulator
Assets and Liabilities
Assets$251.70 million
Loans$102.23 million
Deposits$217.76 million
Equity Capital$29.32 million
Loan Loss Allowance$1.21 million
Unbacked Noncurrent Loans$702,000
Real Estate Owned$0
Historic Data - December 2012
Assets$246.20 million
Equity Capital$29.10 million
Loan Loss Allowance$1.50 million
Unbacked Noncurrent Loans$702,000
Real Estate Owned$65,000
Profit Margin - Quarterly
Net Interest Margin5.48%
Return on Assets0.06%
Return on Equity0.5%
Interest Income$7.02 million

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Partners 1St Credit Union Savings Account Rates

0.30%--IRA Shares
0.25%$10k-Health Savings Checking
0.10%--Clown Club
0.05%$200-Regular Savings
0.05%--Vacation Club
0.05%--Christmas Club
0.05%$200-Special Savings

Partners 1St Credit Union Money Market Rates

0.30%$100k-IMMA Gold
0.25%$50k-Insured Money Management Account

Partners 1St Credit Union Checking Account Rates

0.10%$100k-Business Checking
0.05%--Premium 1st Checking

Partners 1St Credit Union CD Rates

1.11%$25k-36 Month CD
0.99%$500-60 Month CD
0.91%$25k-24 Month CD
0.75%$500-48 Month CD
0.26%$500-18 Month CD
0.23%$500-12 Month CD
0.13%$500-6 Month CD
0.10%$500-3 Month CD

Partners 1St Credit Union IRA Rates

1.11%$25k-36 Month IRA (Traditional,Roth,CESA)
0.99%$500-60 Month IRA (Traditional,Roth,CESA)
0.91%$25k-24 Month IRA (Traditional,Roth,CESA)
0.75%$500-48 Month IRA (Traditional,Roth,CESA)
0.26%$500-18 Month IRA (Traditional,Roth,CESA)
0.23%$500-12 Month IRA (Traditional,Roth,CESA)
0.13%$500-6 Month IRA (Traditional,Roth,CESA)
0.10%$500-3 Month IRA (Traditional,Roth,CESA)

Partners 1St Credit Union has 27 locations. Click to view all Partners 1St Credit Union locations.