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Peoples Bank (NC)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
peoplesbanknc.com
828-464-5663
420 West A Street
Newton, NC 28658

Peoples Bank (NC) is headquartered in NEWTON and is the 11th largest bank in the state of North Carolina. It is also the 679th largest bank in the nation. It was established in 1912 and as of March of 2025, it had grown to 277 employees at 17 locations. Peoples Bank (NC) has an A health rating.

Reviews (1)

Racist Bankers

Posted by: |

If you’re a Black Business Owner in The Huntersville, Charlotte And Newton Area stay away from this Bank. They are very unprofessional and arrogant. They actually said to me that they don’t need my business. I am a Black Buisness owner with Million Dollar sales. Serena St. ours is a racist works in Huntersville. I tried to open an acct with much confusion no one knows what they are doing. Stay Away Frim Peoples Bank in NC

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #5956
Year Established1912
Employees277
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD12.6%
Annual Interest Income$20MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.69B$1.67B
LoansQ1 2025vs Q1 2024$1.14B$1.1B
DepositsQ1 2025vs Q1 2024$1.52B$1.45B
Equity CapitalQ1 2025vs Q1 2024$151.9MM$134.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$10MM$10.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5MM$4MM
Real Estate OwnedQ1 2025vs Q1 2024$125K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Peoples Bank (NC) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$25k$2m7 Month Featured CD-New Money
4.07%$25k$2mBusiness 7 Month Featured CD-New Money
3.82%$25k$2m11 Month Featured CD-New Money
3.82%$25k$2mBusiness 11 Month Featured CD-New Money
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