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Peoples Bank (WA)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.peoplesbank-wa.com
360-715-4200
3100 Woburn Street
Bellingham, WA 98226

Peoples Bank (WA) is headquartered in BELLINGHAM and is the 8th largest bank in the state of Washington. It is also the 510th largest bank in the nation. It was established in 1921 and as of March of 2025, it had grown to 390 employees at 23 locations. Peoples Bank (WA)'s money market rates are 5X the national average, and it boasts an A+ health rating.

Reviews (1)

Friendly, Service-Oriented

Posted by: |

People Bank, Ferndale specializes in customer service. I dropped my accounts at both Chase and Bank of America where I felt just like a number. They don't have some of the services as the big banks, but they make up for it by working with you to solve problems. At the Ferndale branch, they say Hello to you with a smile when you walk through the door.

1


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #6158
Year Established1921
Employees390
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD6.67%
Annual Interest Income$29.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.43B$2.37B
LoansQ1 2025vs Q1 2024$1.92B$1.87B
DepositsQ1 2025vs Q1 2024$2.12B$2.07B
Equity CapitalQ1 2025vs Q1 2024$296.1MM$281.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$29.1MM$28.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.9MM$2.2MM
Real Estate OwnedQ1 2025vs Q1 2024$828K$1.2MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Peoples Bank (WA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Peoples Bank (WA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%*†$0$1kYouth Savings
OTHER TIERS: 0.10% → $1k+
0.10%†$0-Personal Savings
0.10%†$0-Business Savings
0.05%†$0-Health Savings

Peoples Bank (WA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%*†$100k*-Personal Money Market
OTHER TIERS: 0.20% → $0 - $25k | 0.70% → $25k - $100k
2.20%*†$500k*-Business Money Market
OTHER TIERS: 0.20% → $0 - $25k | 0.70% → $25k - $100k | 1.65% → $100k - $500k
1.95%*$500k*-Business ICS Money Market
OTHER TIERS: 0.01% → $0 - $25k | 0.45% → $25k - $100k | 1.40% → $100k - $500k
0.10%*†$100k*-Money Market IRA
OTHER TIERS: 0.05% → $0 - $100k

Peoples Bank (WA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$500k*-Business DDA Sweep Account
OTHER TIERS: 0.10% → $0 - $100k | 0.25% → $100k - $500k
0.03%†$0-Personal Relationship Checking

Peoples Bank (WA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$0-7 Month CD Special w/ Checking
4.05%$0-Business 7 Month CD Special w/ Checking
3.75%$0-13 Month CD Special w/ Checking
3.75%$0-Business 13 Month CD Special w/ Checking
2.30%†$0-60 Month CD
2.30%†$0-Business 60 Month CD
2.20%†$0-24 Month CD
2.20%†$0-Business 24 Month CD
2.15%†$0-18 Month CD
2.15%†$0-Business 18 Month CD
2.05%†$0-12 Month CD
2.05%†$0-Business 12 Month CD
2.00%†$0-6 Month CD
2.00%†$0-36 Month CD
2.00%†$0-Business 6 Month CD
2.00%†$0-Business 36 Month CD
1.80%†$0-12 Month Great Beginnings Add-On CD

Peoples Bank (WA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%†$0-60 Month IRA
2.20%†$0-24 Month IRA
2.15%†$0-18 Month IRA
2.05%†$0-12 Month IRA
2.00%†$0-6 Month IRA
2.00%†$0-36 Month IRA
Locations

Availability



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