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Overview / Commentary
102 West Beardstown Street
Virginia, IL 62691

Petefish, Skiles & Co. is headquartered in Virginia and is the 226th largest bank in the state of Illinois. It is also the 3,295th largest bank in the nation. It was established in 1870 and as of March of 2014, it had grown to 43 employees at 3 locations. Petefish, Skiles & Co.'s savings rates are 2X the national average, and it has a A health rating.

Reviews (1)

Petefish Skiles Bank In Havana.

Don't bank with Petefish Skiles & Co.  They mess EVERYTHING up on accounts and Loans.  Run the other way!


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Petefish, Skiles & Co. had $472,000 in non-current loans and owned real-estate with $23.71 million in equity and loan loss allowances on hand to cover it. This gives Petefish, Skiles & Co. a Texas Ratio of 1.99% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Petefish, Skiles & Co. decreased dramatically from 4.62% as of March 31, 2013 to 1.99% as of March 31, 2014, resulting in a positive change of 56.88%.This indicates that the balance sheet and financial strength for Petefish, Skiles & Co. has improved dramatically in recent periods.

Deposit Growth


In the past year, Petefish, Skiles & Co. has decreased its total deposits by -$6.16 million, resulting in -4% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Petefish, Skiles & Co. has shown is below average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Petefish, Skiles & Co. has $177.76 million in assets with $23.71 million in equity, resulting in a capitalization level of 13.34%, which is excellent.

Institution Statistics

FDIC Certificate #10829
Year Established1870
Primary RegulatorFDIC
Assets and Liabilities
Assets$177.76 million
Loans$100.13 million
Deposits$147.79 million
Equity Capital$22.67 million
Loan Loss Allowance$1.04 million
Unbacked Noncurrent Loans$342,000
Real Estate Owned$130,000
Historic Data - March 2013
Assets$183.17 million
Equity Capital$23.44 million
Loan Loss Allowance$1.04 million
Unbacked Noncurrent Loans$342,000
Real Estate Owned$194,000
Profit Margin - Quarterly
Return on Assets1.28%
Return on Equity10.04%
Interest Income$1.65 million
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Petefish, Skiles & Co. Savings Account Rates

1.10%$1k-IRA Floating Rate
0.35%$50k-Investors Gold
0.25%$50k-Investor Fund
0.15%$50-Regular Savings

Petefish, Skiles & Co. Checking Account Rates

0.15%$1k-Consumer Premium Checking

Petefish, Skiles & Co. CD Rates

1.15%$5k-60 Month CD
1.05%$1k-48 Month CD
0.90%$1k-36 Month CD
0.80%$1k-30 Month CD
0.75%$1k-24 Month CD
0.60%$1k-18 Month CD
0.40%$1k-12 Month CD
0.30%$1k-6 Month CD
0.20%$1k-3 Month CD

Petefish, Skiles & Co. IRA Rates

0.85%$1k-IRA Fixed Rate

Petefish, Skiles & Co. Locations
Petefish, Skiles & Co.102 West Beardstown StreetVirginia, IL 62691
Petersburg Branch121 North 6th StreetPetersburg, IL 62675
Chandlerville Branch3 North Main StreetChandlerville, IL 62627
Havana Branch400 East Dearborn StreetHavana, IL 62644