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Premier One Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.premieronecu.org
408-524-4500
6640 Via Del Oro
San Jose, CA 95119

Premier One Credit Union is headquartered in San Jose and is the 83rd largest credit union in the state of California. It is also the 653rd largest credit union in the nation. It was established in 1968 and as of March of 2025, it had grown to 85 employees and 34,533 members at 6 locations. Premier One Credit Union's savings rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Premier One Credit Union is open to anyone who lives, regularly conducts business, attends school or worships in the California counties of Alameda, Merced, Monterey, San Benito, San Mateo, San Joaquin, Santa Clara, Santa Cruz, or Stanislaus. Employees of 13 companies in Arlington, Texas and five companies in California (listed on the Membership Eligibility page) are also eligible to join.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68540
Year Chartered1968
Employees85
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.9%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$629.5MM$631.8MM
LoansQ1 2025vs Q1 2024$434.6MM$444.3MM
DepositsQ1 2025vs Q1 2024$535.9MM$537.2MM
Equity CapitalQ1 2025vs Q1 2024$51.4MM$42.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4MM$4.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$957K$1.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Premier One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$0$30kPremier Property Savings
3.00%*$0$2.5kKidsOne Club
OTHER TIERS: 0.10% → $2.5k+
3.00%*$0$2.5kSavvyOne
OTHER TIERS: 0.10% → $2.5k+
2.50%*$0$7.8kHealth Savings Checking Account
OTHER TIERS: 0.50% → $7.8k+
1.00%$0-Select Savings Maturity Date 11-1
1.00%$0-Select Savings Maturity Date 6-1
0.05%$50-Regular Share Account
0.05%$50-Additional Share Account
0.05%$0-Trust Savings
0.05%$50-Business Savings

Premier One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%*$250k*-Premier Money Market
OTHER TIERS: 0.50% → $1.5k - $10k | 1.00% → $10k - $50k | 1.60% → $50k - $250k

Premier One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$0$25kPremierOne Spend Account
OTHER TIERS: 0.10% → $25k+

Premier One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-60 Month CD
3.70%$1k-24 Month CD
3.60%$1k-18 Month CD
3.50%$1k-48 Month CD
3.40%$1k-12 Month CD
3.25%$1k-36 Month CD
3.00%$1k-36 month Boost CD
1.75%$1k-6 Month CD
0.10%$1k-3 Month CD

Premier One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-24 Month IRA
4.25%$1k-60 Month IRA
4.15%$1k-18 Month IRA
4.00%$1k-12 Month IRA
4.00%$1k-48 Month IRA
3.75%$1k-36 Month IRA
3.50%*$25k*-IRA Share Account
OTHER TIERS: 3.00% → $0 - $25k
3.50%$1k-36 Month Boost IRA
2.25%$1k-6 Month IRA
0.60%$1k-3 Month IRA
Locations


Premier One Credit Union Locations
Branch Office5353 ALMADEN EXPY Ste 80SAN JOSE, CA 95118-3633
Branch Office140 Asbury StSan Jose, CA 95110
Branch Office1193 E Arques AveSunnyvale, CA 94085-3904
Corporate Office6640 Via Del OroSan Jose, CA 95119
Branch Office1415 1ST ST STE 101GILROY, CA 95020-4870
Branch Office530 EL CAMINO REALREDWOOD CITY, CA 94063-1212

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