Public Employees CU (TX)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pecutx.org

512-474-1955

306 E 10th St
Austin, TX 78701

Public Employees CU (TX) is headquartered in Austin and is the 68^th largest credit union in the state of Texas. It is also the 810^th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 60 employees and 22,505 members at 6 locations. Public Employees CU (TX)'s CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Public Employees Credit Union is open to those who live, work, worship, or attend school within a 10-mile radius of any of the Central Texas branches.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67428
Year Chartered	1952
Employees	60
Primary Regulator

Profit Margin
Return on Assets - YTD	1.17%
Return on Equity - YTD	9.29%
Annual Interest Income	$4.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$437.1MM$425.8MM
Loans	Q1 2025vs Q1 2024	$227MM$237MM
Deposits	Q1 2025vs Q1 2024	$381.3MM$380.3MM
Equity Capital	Q1 2025vs Q1 2024	$54.5MM$44.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1MM$878K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$858K$537K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Public Employees CU (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$0	-	Kids Savings Account
0.25%	$0	-	Club Bling Membership
0.25%	$5	-	Holiday Savings
0.20%	$100	-	Regular Savings

Public Employees CU (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.26%^*	$200k^*	-	Money Market
OTHER TIERS: 0.55% → $2k - $25k \| 0.65% → $25k - $75k \| 0.75% → $75k - $125k \| 1.00% → $125k - $200k

Public Employees CU (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$100	-	Benefits Plus Checking
0.05%	$100	-	Classic Checking
0.05%	$0	-	Free Checking

Public Employees CU (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.02%	$1k	-	12 Month CD
3.92%	$1k	-	6 Month CD
3.87%	$1k	-	24 Month CD
3.71%	$1k	-	36 Month CD
3.56%	$1k	-	48 Month CD

Public Employees CU (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.02%	$1k	-	12 Month IRA
3.87%	$1k	-	24 Month IRA
3.71%	$1k	-	36 Month IRA
3.56%	$1k	-	48 Month IRA
0.40%	$25	-	IRA Savings Account

Locations

Public Employees CU (TX) Locations
Branch Office	8013 Centre Park Dr	Austin, TX 78754
Branch Office	1200 W 42nd St	Austin, TX 78756
Branch Office	306 E 10th St	Austin, TX 78701
Branch Office	5838 Hwy 290 W	Austin, TX 78735
Branch Office	15800 Ranch Road 620 N	Austin, TX 78717
Branch Office	4215 Eastex Fwy	Beaumont, TX 77706

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