Publix Employees Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pefcu.com

863-683-6404

3005 New Tampa Hwy
Lakeland, FL 33815

Publix Employees Federal Credit Union is headquartered in Lakeland and is the 18^th largest credit union in the state of Florida. It is also the 302^nd largest credit union in the nation. It was established in 1978 and as of March of 2025, it had grown to 265 employees and 118,348 members at 8 locations. Publix Employees Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Publix Employees Federal Credit Union is open to employees and retirees of Publix Super Markets. Membership is also open to associates of Lone Palm, the City of Lakeland, and other select companies and to family members of those eligible for membership.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	23020
Year Chartered	1978
Employees	265
Primary Regulator

Profit Margin
Return on Assets - YTD	1.11%
Return on Equity - YTD	11.57%
Annual Interest Income	$19.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.59B$1.49B
Loans	Q1 2025vs Q1 2024	$888.3MM$733MM
Deposits	Q1 2025vs Q1 2024	$1.41B$1.27B
Equity Capital	Q1 2025vs Q1 2024	$150.3MM$123.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$8.3MM$8.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.1MM$1.8MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Publix Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Publix Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$0	-	Special Clubs
0.05%	$50	-	Prime Share

Publix Employees Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$25k^*	-	High Yield Money Market
OTHER TIERS: 1.05% → $1k - $25k
1.05%	$1k	-	Money Market

Publix Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.75%	$1k	-	11 Month CD Special
3.75%	$100k	-	1 Year Jumbo CD
3.65%	$100	-	12 Month Youth CD
3.65%	$1k	-	1 Year CD
3.60%	$100k	-	2 Year Jumbo CD
3.55%	$100k	-	3 Year Jumbo CD
3.49%	$1k	-	2 Year CD
3.44%	$1k	-	3 Year CD
3.44%	$100k	-	5 Year Jumbo CD
3.34%	$1k	-	5 Year CD
3.19%	$100k	-	4 Year Jumbo CD
3.12%	$100k	-	6 Month Jumbo CD
3.09%	$1k	-	4 Year CD
3.02%	$500	-	6 Month CD

Publix Employees Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.75%	$1k	-	11 Month IRA Special
3.75%	$100k	-	1 Year Jumbo IRA
3.65%	$1k	-	1 Year IRA
3.60%	$100k	-	2 Year Jumbo IRA
3.55%	$100k	-	3 Year Jumbo IRA
3.49%	$1k	-	2 Year IRA
3.44%	$1k	-	3 Year IRA
3.44%	$100k	-	5 Year Jumbo IRA
3.34%	$1k	-	5 Year IRA
3.19%	$100k	-	4 Year Jumbo IRA
3.12%	$100k	-	6 Month Jumbo IRA
3.09%	$1k	-	4 Year IRA
3.02%	$500	-	6 Month IRA
0.25%	$0	-	Prime IRA Club

Locations

Publix Employees Federal Credit Union Locations
Branch Office	3005 New Tampa Hwy	Lakeland, FL 33815-3468
Branch Office	219 N University Dr	Pembroke Pines, FL 33024-6715
Branch Office	11957 Southern Blvd	Royal Palm Beach, FL 33411-7619
Branch Office	3564 Clark Rd	Sarasota, FL 34231
Branch Office	101 Scholars Way	Jacksonville, FL 32216
Branch Office	482 E Altamonte Dr Ste 1010	Altamonte Springs, FL 32701-4604
Branch Office	3005 New Tampa Hwy	Lakeland, FL 33815
Branch Office	3340 Sugarloaf Pkwy	Lawrenceville, GA 30044-5478

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