Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
7740 E Speedway Blvd
Tucson, AZ 85710

Pyramid Credit Union is headquartered in Tucson and is the 20th largest credit union in the state of Arizona. It is also the 1,229th largest credit union in the nation. It was established in 1929 and as of March of 2014, it had grown to 54 employees and 15,664 members. Pyramid Credit Union has a A health rating.

Field of Membership Restrictions

Pyramid is able to serve more people then ever. Anyone who lives, works, worships or attends school in Pima County is eligible to join. - See Details

Reviews (1)

Pyramid Credit Union Review

I have been with Pyramid for 17 years. I love that they know me when I come in and never try to sell me stuff. The employees are kind and knowledgeable. Unlike big banks there aren't fees for everything and they don't try to upsell. Their car loan rates are very low and they offer shared branches so that you can use another credit union if you aren't near Pyramid. I highly recommend them.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Pyramid Credit Union had $488,000 in non-current loans and owned real-estate with $14.08 million in equity and loan loss allowances on hand to cover it. This gives Pyramid Credit Union a Texas Ratio of 3.47% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Pyramid Credit Union decreased dramatically from 5.97% as of March 31, 2013 to 3.47% as of March 31, 2014, resulting in a positive change of 41.90%.This indicates that the balance sheet and financial strength for Pyramid Credit Union has improved dramatically in recent periods.

Deposit Growth


In the past year, Pyramid Credit Union has increased its total deposits by $3.74 million, resulting in 3.21% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Pyramid Credit Union has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Pyramid Credit Union has $136.7 million in assets with $12.08 million in equity, resulting in a capitalization level of 8.83%, which is average.

Institution Statistics

NCUA #24826
Year Chartered1929
Primary Regulator
Assets and Liabilities
Assets$136.70 million
Loans$76.50 million
Deposits$120.55 million
Equity Capital$11.31 million
Secondary Capital$2.00 million
Loan Loss Allowance$769,000
Unbacked Noncurrent Loans$406,000
Real Estate Owned$82,000
Historic Data - March 2013
Assets$133.60 million
Equity Capital$11.32 million
Loan Loss Allowance$993,000
Unbacked Noncurrent Loans$406,000
Real Estate Owned$134,000
Profit Margin - Quarterly
Return on Assets0.1%
Return on Equity1.2%
Interest Income$1.15 million
Skip to rates for:

Always verify rates and promotions with the bank or credit union. We are not Pyramid Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Pyramid Credit Union Savings Account Rates

0.35%$20k-Roth IRA
0.35%$20k-Education IRA
0.05%--Member Shares
0.05%--Smart Money

Pyramid Credit Union Money Market Rates

0.20%$175k-Money Market Account

Pyramid Credit Union CD Rates

1.20%--5 Year CD
0.90%--4 Year CD
0.75%--3 Year CD
0.55%--2 Year CD
0.27%--1 Year CD
0.18%--6 Month CD

Pyramid Credit Union IRA Rates

1.20%--5 Year IRA CD
0.90%--4 Year IRA CD
0.75%--3 Year IRA CD
0.55%--2 Year IRA CD
0.27%--1 Year IRA CD
0.18%--6 Month IRA CD

Pyramid Credit Union Locations
Branch Office7740 E Speedway BlvdTucson, AZ 85710
Branch Office5280 E Grant RdTucson, AZ 85712-2115
Branch Office4491 N Oracle RdTucson, AZ 85705
Branch Office8235 S Houghton RdTucson, AZ 85747
Branch Office5801 E Broadway BlvdTucson, AZ 857113901
Branch Office2850 N Country Club RdTucson, AZ 85716