Qualstar Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.qualstarcu.com

425-643-3400

24000 35Th Ave Se # 200
Bothell, WA 98021

Qualstar Credit Union is headquartered in Bothell and is the 19^th largest credit union in the state of Washington. It is also the 509^th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 120 employees and 67,471 members at 5 locations. Qualstar Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Qualstar Credit Union is open to anyone who lives or works in Washington State. Membership is also open to employees of Safeway, King County, Metro Transit, and other Select Employer Groups.
See current membership details

Reviews (1)

Write a Review

Misleading Advice From Customer Service

Posted by: deberson | Jun 23, 2022

Been paying on my secured visa card with them for almost 2 years - on time. Was told by their loan specialist to apply for a higher limit unsecured card because of my good credit. I specified that I did not want to have a negative hard inquiry on my credit score if I won't be approved but was told that the worst-case scenario would be the loan department would send me a counteroffer on the amount. So, after taking their advice, having my credit pulled (which is a good score) they turned me down simply because they are not satisfied with the fact that I receive disability and work for Uber. I have been working for Uber for 8 months and with my combined disability income, I bring home $800 per week, yet can't get approved for a measly credit card under 5k from them after making on-time payments with them for almost 2 years. Now I have a negative impact on my score after taking their misleading advice... Find a better credit union

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68223
Year Chartered	1952
Employees	120
Primary Regulator

Profit Margin
Return on Assets - YTD	0.86%
Return on Equity - YTD	5.46%
Annual Interest Income	$12.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$873MM$1B
Loans	Q1 2025vs Q1 2024	$526.6MM$500.4MM
Deposits	Q1 2025vs Q1 2024	$724.3MM$671MM
Equity Capital	Q1 2025vs Q1 2024	$134.9MM$115.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$13.8MM$12.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$9.5MM$8.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Qualstar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Qualstar Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$0	-	Saving4
0.75%	$0	-	Savings
0.75%	$0	-	StarSavers & MyCash Savings

Qualstar Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.51%	$1k	-	Premier Money Market
1.50%	$1k	-	Money Market
1.50%^*	$10k^*	-	IRA Money Market
OTHER TIERS: 1.25% → $0 - $10k

Qualstar Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$10k^*	-	Premier Checking
OTHER TIERS: 0.25% → $2.5k - $10k
0.05%	$0	-	Simply Checking
0.05%	$0	-	MyCash Checking

Qualstar Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.51%	$1k	-	3 Month CD
3.51%	$1k	-	60 Month CD
3.40%	$1k	-	6 Month CD
3.35%	$1k	-	48 Month CD
3.25%	$1k	-	12 Month CD
3.25%	$1k	-	18 Month CD
3.25%	$1k	-	24 Month CD
3.25%	$1k	-	30 Month CD
3.25%	$1k	-	36 Month CD

Qualstar Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.51%	$1k	-	60 Month IRA
3.40%	$1k	-	6 Month IRA
3.35%	$1k	-	48 Month IRA
3.25%	$1k	-	12 Month IRA
3.25%	$1k	-	18 Month IRA
3.25%	$1k	-	24 Month IRA
3.25%	$1k	-	36 Month IRA

Locations

Qualstar Credit Union Locations
Branch Office	617 S 3rd St Ste A	Renton, WA 98057-7514
Branch Office	2502 Colby Ave	Everett, WA 98201
Branch Office	4027 Tacoma Mall Blvd Ste K	Tacoma, WA 98409-7701
Branch Office	1825 S 316th St	Federal Way, WA 98003
Corporate Office	24000 35th Ave SE # 200	Bothell, WA 98021-8990

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