Raritan Bay Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.rbfcu.coop

732-727-3500

491 Raritan St
Sayreville, NJ 08872

Raritan Bay Federal Credit Union is headquartered in Sayreville and is the 27^th largest credit union in the state of New Jersey. It is also the 1,793^rd largest credit union in the nation. It was established in 1941 and as of March of 2025, it had grown to 20 employees and 8,290 members at 1 location. Raritan Bay Federal Credit Union has a B health rating.

Field of Membership Restrictions

Raritan Bay Federal Credit Union offers membership to those who live, work, worship, or attend school in Middlesex County, New Jersey.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	4726
Year Chartered	1941
Employees	20
Primary Regulator

Profit Margin
Return on Assets - YTD	1.15%
Return on Equity - YTD	18.22%
Annual Interest Income	$992K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$105.1MM$105.6MM
Loans	Q1 2025vs Q1 2024	$33.9MM$34.9MM
Deposits	Q1 2025vs Q1 2024	$97.6MM$100.6MM
Equity Capital	Q1 2025vs Q1 2024	$6.5MM$4.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$313K$377K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$143K$94K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Raritan Bay Federal Credit Union.

Locations

Raritan Bay Federal Credit Union Locations
Branch Office	491 Raritan St	Sayreville, NJ 08872-1442

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