Rivermark Community Credit Union

Rivermark Community Credit Union Locations
8505 SW Creekside Place
Beaverton, OR 97008
1-800-452-8502
www.rivermarkcu.org

Rivermark Community Credit Union is headquartered in Beaverton and is the 10st largest credit union in the state of Oregon. It is also the 372nd largest credit union in the nation. It was established in 1951 and as of September of 2011, it had grown to 169 employees and 60,258 members. Rivermark Community Credit Union has a 3-star health rating.

Rivermark Community Credit Union Routing Number: 323076012

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2.50% Rewards Checking Account at an Oregon CU (Rivermark Community) - 6/17/2007

Update 1/10/10: The top yield has fallen to 2.50% APY on balances up to $25,000. Refer to the bottom of post for the rate history.Rivermark Community Credit Union has started a rewards checking that pays 2.50% APY on balances up to $25K (0.25% on...



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See Rates for: Checking | Savings | Money Market | CD | IRA

Rivermark Community Credit Union Checking Account Rates

ApyMinMaxProduct
0.50%-$25kRewards Checking Account

Rivermark Community Credit Union Savings Account Rates

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0.20%--GO! Savings
0.20%--Roth IRA Savings
0.20%-$2,500Rewards Savings - Qualifying
0.20%--Dollar Dog Savings
0.20%--Tax Savings
0.20%--Holiday Savings
0.20%--IRA Savings
0.20%--CESA Savings
0.15%--Rewards Savings - Non Qualifying
0.15%--Regular Shares
0.15%--Extra Shares

Rivermark Community Credit Union Money Market Rates

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0.20%$25k-Money Market

Rivermark Community Credit Union CD Rates

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1.40%$500-60 Month Regular CD
1.40%$500-Business 60 Month Regular CD
1.10%$500-48 Month Regular CD
1.10%$500-Business 48 Month Regular CD
1.00%$500-36 Month Regular CD
1.00%$500-Business 36 Month Regular CD
0.75%$500-24 Month Regular CD
0.75%$500-Business 24 Month Regular CD
0.45%$500-12 Month Regular CD
0.45%$500-Business 12 Month Regular CD
0.25%$500-6 Month Regular CD
0.25%$500-Business 6 Month Regular CD

Rivermark Community Credit Union IRA Rates

ApyMinMaxProduct
1.40%$500-60 Month IRA
1.40%$500-60 Month Roth IRA
1.40%$500-60 Month CESA
1.35%--60 Month Add On IRA
1.35%--60 Month Add On Roth IRA
1.35%--60 Month Add On CESA
1.10%$500-48 Month IRA
1.10%$500-48 Month Roth IRA
1.10%$500-48 Month CESA
1.05%--48 Month Add On IRA
1.05%--48 Month Add On Roth IRA
1.05%--48 Month Add On CESA
1.00%$500-36 Month IRA
1.00%$500-36 Month Roth IRA
1.00%$500-36 Month CESA
0.95%--36 Month Add On IRA
0.95%--36 Month Add On Roth IRA
0.95%--36 Month Add On CESA
0.75%$500-24 Month IRA
0.75%$500-24 Month Roth IRA
0.75%$500-24 Month CESA
0.70%--24 Month Add On IRA
0.70%--24 Month Add On Roth IRA
0.70%--24 Month Add On CESA
0.45%$500-12 Month IRA
0.45%$500-12 Month Roth IRA
0.45%$500-12 Month CESA
0.40%--12 Month Add On IRA
0.40%--12 Month Add On Roth IRA
0.40%--12 Month Add On CESA
0.25%$500-6 Month IRA
0.25%$500-6 Month Roth IRA
0.25%$500-6 Month CESA
0.20%--6 Month Add On IRA
0.20%--6 Month Add On Roth IRA
0.20%--6 Month Add On CESA

Rates updated: 2/11/2012

Data for Q3 2011


Institution Statistics


RIVERMARK COMMUNITY
NCUA #65644
BankRate ReportView
Year Established1951
Employees169
Primary Regulator

Assets and Liabilities

Assets$524.62 million
Loans$393.94 million
Deposits$479.08 million
Equity Capital$40.17 million
Loan Loss Allowance$6.51 million
Unbacked Noncurrent Loans$6.49 million
Real Estate Owned$5.09 million

Historic Data - September 2010

Assets$498.46 million
Equity Capital$36.91 million
Loan Loss Allowance$6.95 million
Unbacked Noncurrent Loans$9.72 million
Real Estate Owned$2.80 million

Profit Margin - Quarterly

Net Interest Margin4.11%
Return on Assets0.27%
Return on Equity3.55%
Interest Income$16.78 million
Non-Interest Income$6.87 million

Institution Health


Overall Score:
3 out of 5
3
Texas Ratio3
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Rivermark Community Credit Union had $11.57 million in non-current loans and owned real-estate with $46.68 million in equity and loan loss allowances on hand to cover it. This gives Rivermark Community Credit Union a Texas Ratio of 24.79% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Rivermark Community Credit Union held steady from 28.54% as of September 30, 2010 to 24.79% as of September 30, 2011, resulting in a positive change of 13.13%.This indicates that the balance sheet and financial strength for Rivermark Community Credit Union has held steady in recent periods.
Deposit Growth4
In the past year, Rivermark Community Credit Union has increased its total deposits by $21.44 million, resulting in 4.69% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Rivermark Community Credit Union has shown is above average.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Rivermark Community Credit Union has $524.62 million in assets with $46.68 million in equity, resulting in a capitalization level of 8.90%, which is average.
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