Average User Rating:1 star rating based on 3 reviews.
Sandy Spring Bank
| 17801 Georgia Avenue Olney, MD 20832 1-800-399-5919 www.sandyspringbank.com  |
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Sandy Spring Bank is headquartered in Olney and is the largest bank in the state of Maryland. It is also the 214st largest bank in the nation. It was established in 1900 and as of September of 2011, it had grown to 686 employees at 43 locations. Sandy Spring Bank's money market rates are 14% higher than the national average, and it has a 4-star health rating.
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$200 Checking Bonus & 1.50% 3-Month Money Market Promo at Sandy Spring Bank in MD, VA & DC - Local Only - 4/20/2010
Sandy Spring Bank is offering up to $200 for opening a new Cash Back Banking checking account and using certain banking services. The promotion is scheduled to last through May 28, 2010. The offer is ...
See Rates for: Checking | Savings | Money Market | CD | IRA
Sandy Spring Bank Checking Account Rates
| Apy | Min | Max | Product | |
| 1.00% | $50 | - | Maryland IOLTA Checking | |
| 0.65% | $50 | - | DC IOLTA Checking | |
| 0.25% | $50 | - | Virginia IOLTA Checking | |
| 0.25% | $50 | - | MAHT Checking | |
| 0.25% | - | - | CRESPA Checking | |
| 0.20% | - | - | Escrow Management Interest Public Funds | |
| 0.20% | $50 | - | Escrow Management Interest | |
| 0.10% | $50 | - | Commercial Interest Checking Account | |
| 0.05% | $50 | - | Business Interest Checking Account |
Sandy Spring Bank Savings Account Rates
Sandy Spring Bank Money Market Rates
| Apy | Min | Max | Product | |
| 0.50% | - | - | Business Premier Money Market Savings - Rate During 3 Month Guarantee | |
| 0.27% | $250k | - | Premier Money Market Savings | |
| 0.27% | $250k | - | Business Premier Money Market Savings | |
| 0.04% | $250k | - | Market Index | |
| 0.04% | $250k | - | Business Market Index | |
| 0.03% | - | - | Money Market Savings | |
| 0.03% | $2,500 | - | Business Money Market Savings |
Sandy Spring Bank CD Rates
| Apy | Min | Max | Product | |
| 1.00% | $1k | - | Business 60 Month CD | |
| 1.00% | $1k | - | 60 Month CD | |
| 0.85% | $10k | - | 25 Month Premier Special | |
| 0.85% | $10k | - | Business 25 Month Premier Special | |
| 0.65% | $1k | - | Business 48 - 59 Month CD | |
| 0.65% | $1k | - | 48 - 59 Month CD | |
| 0.60% | $10k | - | 15 Month Premier Special | |
| 0.60% | $10k | - | Business 27 Month Special CD | |
| 0.60% | $10k | - | 27 Month Special CD | |
| 0.60% | $10k | - | Business 15 Month Premier Special | |
| 0.50% | $1k | - | Business 36 - 47 Month CD | |
| 0.50% | $1k | - | 36 - 47 Month CD | |
| 0.45% | $10k | - | 19 Month Special CD | |
| 0.45% | $10k | - | Business 19 Month Special CD | |
| 0.40% | $1k | - | 30 - 35 Month CD | |
| 0.40% | $1k | - | Business 30 - 35 Month CD | |
| 0.35% | $1k | - | Business 24 - 29 Month CD | |
| 0.35% | $1k | - | 24 - 29 Month CD | |
| 0.30% | $1k | - | Business 18 - 23 Month CD | |
| 0.30% | $1k | - | 18 - 23 Month CD | |
| 0.20% | $1k | - | Business 12 - 17 Month CD | |
| 0.20% | $25k | - | Business 13 Month No Penalty CD | |
| 0.20% | $1k | - | 12 - 17 Month CD | |
| 0.20% | $25k | - | 13 Month No Penalty CD | |
| 0.15% | $500 | - | 18 Month Investor CD | |
| 0.15% | $500 | - | Business 18 Month Investor CD | |
| 0.10% | $1k | - | Business 6 - 11 Month CD | |
| 0.10% | $1k | - | 6 - 11 Month CD | |
| 0.05% | $10k | - | Business 30 Day CD | |
| 0.05% | $10k | - | Business 60 Day CD | |
| 0.05% | $10k | - | Business 90 Day CD | |
| 0.05% | $10k | - | 30 Day CD | |
| 0.05% | $10k | - | 60 Day CD | |
| 0.05% | $10k | - | 90 Day CD |
Sandy Spring Bank IRA Rates
| Apy | Min | Max | Product | |
| 1.00% | $1k | - | 60 Month IRA | |
| 1.00% | $1k | - | 60 Month CESA | |
| 0.85% | $10k | - | 25 Month Premier CESA Special | |
| 0.85% | $10k | - | 25 Month Premier IRA Special | |
| 0.65% | $1k | - | 48 - 59 Month IRA | |
| 0.65% | $1k | - | 48 - 59 Month CESA | |
| 0.60% | $10k | - | 27 Month Special IRA | |
| 0.60% | $10k | - | 15 Month Premier IRA Special | |
| 0.60% | $10k | - | 15 Month Premier CESA Special | |
| 0.60% | $10k | - | 27 Month Special CESA | |
| 0.50% | $1k | - | 36 - 47 Month IRA | |
| 0.50% | $1k | - | 36 - 47 Month CESA | |
| 0.45% | $10k | - | 19 Month Special IRA | |
| 0.45% | $10k | - | 19 Month Special CESA | |
| 0.40% | $1k | - | 30 - 35 Month IRA | |
| 0.40% | $1k | - | 30 - 35 Month CESA | |
| 0.35% | $1k | - | 24 - 29 Month IRA | |
| 0.35% | $1k | - | 24 - 29 Month CESA | |
| 0.30% | $1k | - | 18 - 23 Month IRA | |
| 0.30% | $1k | - | 18 - 23 Month CESA | |
| 0.20% | $25k | - | 13 Month No Penalty IRA | |
| 0.20% | $1k | - | 12 - 17 Month IRA | |
| 0.20% | $1k | - | 12 - 17 Month CESA | |
| 0.20% | $25k | - | 13 Month No Penalty CESA | |
| 0.15% | $500 | - | 18 Month Investor IRA | |
| 0.15% | $500 | - | 18 Month Investor CESA | |
| 0.10% | $1k | - | 6 - 11 Month IRA | |
| 0.10% | $1k | - | 6 - 11 Month CESA | |
| 0.05% | $10k | - | 30 Day IRA | |
| 0.05% | $10k | - | 60 Day IRA | |
| 0.05% | $10k | - | 90 Day IRA | |
| 0.05% | $10k | - | 30 Day CESA | |
| 0.05% | $10k | - | 60 Day CESA | |
| 0.05% | $10k | - | 90 Day CESA |
Rates updated: 2/11/2012
Data for Q3 2011
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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Sandy Spring Bank Is The Worst For Small Business
- lisa208 - Saturday, January 1, 2011 - 1:51 PMsandy spring should take their radio ads that the president of the bank does off of the air. He blows smoke about how great their bank is for small business. It is the worst bank for small business. They will not loan money to them, they will not give credit lines, yet they advertise as if they are the best thing going. Do not lie about what you are willing to do and not do. They have become a major dissapointment for our company, and we make money and have great credit. We cannot get away from them quick enough
3
Poor Customer Service Especially At The Olney, Gaithersburg And Montgomery Village Locations
- kimsamo - Friday, December 17, 2010 - 12:44 PMI banked here for almost 15 yrs. most of these branches have lazy staff. no more
3
Sandy Spring Bank Is A Disaster
The poster about the business account is absolutely correct. Sandy Spring has made error after error, charged ridiculous fees and changed the interest rate on my credit card from 13 to 30 percent for no reason. They are impossible to work with and I can not wait until it is paid off and I never have to deal with these people again. My personal account has been closed as the staff is totally incompetent. I have told a huge circle of friends to stay away and many already knew this.