Schofield Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.schofieldfcu.org

808-624-9884

P.O. Box 860669
Wahiawa, HI 96786

Schofield Federal Credit Union is headquartered in Wahiawa and is the 38^th largest credit union in the state of Hawaii. It is also the 2,847^th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 7 employees and 2,136 members at 1 location. Schofield Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to all active or retired military, employees of the U.S. government and private contractors working or using services at Schofield Barracks. Membership is also open to students of Leilehua High School in Wahiawa, Hawaii.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Schofield Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	7423
Year Chartered	1951
Employees	7
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	3.21%
Annual Interest Income	$385K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$31.7MM$32.6MM
Loans	Q1 2025vs Q1 2024	$22.9MM$23.3MM
Deposits	Q1 2025vs Q1 2024	$26MM$25.5MM
Equity Capital	Q1 2025vs Q1 2024	$5.6MM$5.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$73K$87K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$223K$321K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Schofield Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Schofield Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$0	-	Military Saves
0.25%^*	$100k^*	-	Share Account
OTHER TIERS: 0.10% → $100 - $20k \| 0.15% → $20k - $40k \| 0.20% → $40k - $100k

Schofield Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$0	-	Share Draft Account

Schofield Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$500	-	12 Month CD Special
4.00%	$500	-	60 Month Share Certificate
3.75%	$500	-	48 Month Share Certificate
3.50%	$500	-	36 Month Share Certificate
3.25%	$500	-	12 Month Share Certificate
3.25%	$500	-	24 Month Share Certificate
3.25%	$500	-	18 Month Share Certificate
2.25%	$500	-	6 Month Share Certificate

Schofield Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%	$500	-	24 Month IRA Certificate
3.50%	$500	-	12 Month IRA Certificate
0.65%	$0	-	IRA Share

Locations

Schofield Federal Credit Union Locations
Branch Office	PO Box 860669	Wahiawa, HI 96786-0669

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.