Scottrade Bank

Scottrade Bank is headquartered in Saint Louis and is the 2^nd largest bank in the state of Missouri. It is also the 81^st largest bank in the nation. It was established in 2008 and as of March of 2012, it had grown to 23 employees at 1 location. Scottrade Bank has a 5-star health rating.

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Data for Q1 2012

Institution Statistics Scottrade Bank OTS # 18050 FDIC Certificate # 58656 BankRate Report View Year Established 2008 Employees 23 Primary Regulator OCC Assets and Liabilities Assets $13.82 billion Loans $207.98 million Deposits $12.61 billion Equity Capital $1.18 billion Loan Loss Allowance $1.75 million Historic Data - March 2011 Assets $7.93 billion Equity Capital $701.00 million Loan Loss Allowance $872,000 Unbacked Noncurrent Loans $21,000 Profit Margin - Quarterly Net Interest Margin 1.12% Return on Assets 0.94% Return on Equity 11.02% Interest Income $54.35 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Scottrade Bank had $0 in non-current loans and owned real-estate with $1.18 billion in equity and loan loss allowances on hand to cover it. This gives Scottrade Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Deposit Growth In the past year, Scottrade Bank has increased its total deposits by $5.4 billion, resulting in 74.94% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Scottrade Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Scottrade Bank has $13.82 billion in assets with $1.18 billion in equity, resulting in a capitalization level of 8.57%, which is average.

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