Sebasticook Valley Federal Credit Union
Overview / Commentary
Sebasticook Valley Federal Credit Union is headquartered in PITTSFIELD and is the 27th largest credit union in the state of Maine. It is also the 1,379th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 25 employees and 12,351 members at 3 locations. Sebasticook Valley Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Sebasticook Valley Federal Credit Union is open to those who live, work, worship, or attend school in the Maine counties of Franklin, Kennebec, Penobscot, Piscataquis, Somerset, or Waldo. Immediate family of current members or anyone eligible to join also qualify for membership.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8936 |
| Year Chartered | 1953 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.55% |
| Return on Equity - YTD | 11.8% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $174.8MM$164.7MM |
| Loans | Q1 2025vs Q1 2024 | $154.6MM$145.1MM |
| Deposits | Q1 2025vs Q1 2024 | $134.2MM$134.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $23MM$19.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $625K$586K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1MM$615K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |