Southern Illinois Bank


Overview / Commentary
618-983-8433
1012 W Broadway Blvd
Johnston City, IL 62951

Southern Illinois Bank is headquartered in JOHNSTON CITY and is the 230th largest bank in the state of Illinois. It is also the 3,349th largest bank in the nation. It was established in 1999 and as of March of 2025, it had grown to 24 employees at 5 locations. Southern Illinois Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #35229
Year Established1999
Employees24
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD8.37%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$156.6MM$148.7MM
LoansQ1 2025vs Q1 2024$92.1MM$89.1MM
DepositsQ1 2025vs Q1 2024$121.5MM$125.5MM
Equity CapitalQ1 2025vs Q1 2024$18.8MM$17.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1,000K$926K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$648K$36K
Real Estate OwnedQ1 2025vs Q1 2024$116K$76K
Rates

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Locations


Southern Illinois Bank Locations
Southern Illinois Bank1012 W Broadway BlvdJohnston City, IL 62951
Zeigler Branch202 N Christopher RdZeigler, IL 62999
Thompsonville Branch21394 Shawneetown RdThompsonville, IL 62890
West Frankfort Branch404 South Logan StreetWest Frankfort, IL 62896
Herrin Branch1413 S Park AvenueHerrin, IL 62948

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