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STAR Financial Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.starfinancial.com
260-467-5500
127 West Berry Street
Fort Wayne, IN 46802

STAR Financial Bank is headquartered in FORT WAYNE and is the 14th largest bank in the state of Indiana. It is also the 424th largest bank in the nation. It was established in 1988 and as of March of 2025, it had grown to 450 employees at 37 locations. STAR Financial Bank's money market rates are 8X the national average, and it has an A health rating.

Reviews (2)

Debit Card Fraud

Posted by: |

Fraud is rampant. Twice in 2 months my debit card has been breached. Never used the 2nd card. When I called the customer service, 'Greg' said there was no way to stop the charge "because you didnt respond to the text"; no, I called as soon as I got the text. He spoke over me several times, which instantly mad me angry.

Star is a good bank for mortgages, HELOC but anything else be very careful.

The local branch staff is awesome, but their customer service people are terrible.

1

No Empathy

Posted by: |

I received charges from a policy that was cancelled which caused overdrafts. The funds were returned to my account by the insurance company but the fees remained, causing further overdraft. I left work due to illness and am now unemployed with no unemployment. I received a threatening letter about the collection. "Please be aware we will not idlely stand aside." I'm desperately search for a job i can do with my limitations. It's disheartening to receive a letter with language like this.

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #27235
Year Established1988
Employees450
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD9.76%
Annual Interest Income$34.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.96B$2.92B
LoansQ1 2025vs Q1 2024$1.76B$1.63B
DepositsQ1 2025vs Q1 2024$2.6B$2.53B
Equity CapitalQ1 2025vs Q1 2024$255.9MM$228.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$19MM$19MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.5MM$4MM
Real Estate OwnedQ1 2025vs Q1 2024$201K$301K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not STAR Financial Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

STAR Financial Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-College Bound Savings
0.02%$0-Regular Savings
0.02%$0-Cosmo Kid's Club
0.02%$0-Club Saveaway

STAR Financial Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%*$100k*-Money Market Preferred
OTHER TIERS: 0.02% → $0 - $25k | 3.25% → $25k - $100k
0.05%*$10k*-Money Market
OTHER TIERS: 0.01% → $0 - $2.5k | 0.03% → $2.5k - $10k

STAR Financial Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Interest Checking

STAR Financial Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-9 Month Star Relationship CD
4.05%$1k-9 Month CD Special w/Star checking
3.50%$1k-12 Month Star Relationship CD
3.25%$1k-15 Month Star Relationship CD
3.15%$1k-6 Month Star Relationship CD
3.00%$1k-3 Month Star Relationship CD
3.00%$1k-18 Month Star Relationship CD
3.00%$1k-2 Year Star Relationship CD
3.00%$1k-30 Month Star Relationship CD
3.00%$1k-3 Year Star Relationship CD
2.50%$1k-4 Year Star Relationship CD
2.00%$1k-5 Year Star Relationship CD
0.07%$1k-1 Month Star Relationship CD
0.03%$5k-14 Day Star Power CD

STAR Financial Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-9 Month Star Relationship IRA
3.50%$1k-12 Month Star Relationship IRA
3.25%$1k-15 Month Star Relationship IRA
3.15%$1k-6 Month Star Relationship IRA
3.00%$1k-3 Month Star Relationship IRA
3.00%$1k-18 Month Star Relationship IRA
3.00%$1k-2 Year Star Relationship IRA
3.00%$1k-30 Month Star Relationship IRA
3.00%$1k-3 Year Star Relationship IRA
2.50%$1k-4 Year Star Relationship IRA
2.00%$1k-5 Year Star Relationship IRA
Locations

Availability



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