Star USA Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.starusafcu.com

304-357-2319

1 Cantley Dr
Charleston, WV 25314

Star USA Federal Credit Union is headquartered in Charleston and is the 7^th largest credit union in the state of West Virginia. It is also the 1,432^nd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 35 employees and 15,306 members at 6 locations. Star USA Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Star USA Federal Credit Union is open to anyone who lives, works, worships, or attends school in the West Virginia counties of Cabell, Fayette, Kanawha, Nicholas, Putnam, Raleigh or Wayne, or Lawrence County in Ohio. Employees and retirees of sponsor groups and their family members are also eligible to join.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	911
Year Chartered	1936
Employees	35
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.51%
Return on Equity - YTD	-5.51%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$163MM$172.5MM
Loans	Q1 2025vs Q1 2024	$108.6MM$116MM
Deposits	Q1 2025vs Q1 2024	$137.3MM$143.3MM
Equity Capital	Q1 2025vs Q1 2024	$15.3MM$13.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$562K$346K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.4MM$1.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$667K$637K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Star USA Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%^*	$50k^*	-	Share Plus Balance
OTHER TIERS: 0.50% → $2.5k - $50k
0.50%	$0	-	Holiday Club
0.50%	$0	-	Vacation Club
0.20%	$0	-	Coverdell ESA
0.10%	$0	-	Super Shares
0.10%	$0	-	Health Savings Accounts
0.05%	$10k	-	Regular Shares

Star USA Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	$100k^*	-	Premium Money Market
OTHER TIERS: 0.50% → $0 - $25k \| 1.00% → $25k - $100k
1.15%^*	$50k^*	-	Club Level Money Market
OTHER TIERS: 0.50% → $2.5k - $50k

Star USA Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$0	-	Business Draft

Star USA Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%	$0	$2.5k	3 Year Youth CD Special
3.90%	$75k	-	6 Month CD Special
3.55%	$1k	-	1 Year CD
3.45%	$1k	-	6 Month CD
3.40%	$1k	-	2 Year CD
3.25%	$50k	-	18 Month CD
3.15%	$1k	-	5 Year CD
3.10%	$1k	-	3 Year CD
1.51%	$1k	-	3 Month CD

Star USA Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.65%	$2k	-	1 Year IRA
3.45%	$2k	-	2 Year IRA
3.15%	$2k	-	3 Year IRA
3.15%	$2k	-	5 Year IRA
0.10%	$0	-	IRA Share

Locations

Star USA Federal Credit Union Locations
Branch Office	5201 Webster Rd	Summersville, WV 26651-1987
Branch Office	1 Cantley Dr	Charleston, WV 25314-1089
Branch Office	3871 Robert C Byrd Dr	Beckley, WV 25801-2964
Branch Office	3955 Teays Valley Rd	Hurricane, WV 25526-9604
Branch Office	600 6th Ave	Saint Albans, WV 25177-2964
Branch Office	607 3rd Ave	Huntington, WV 25701-1308

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