Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
1627 Holland Rd
Maumee, OH 43537

Sun Credit Union is headquartered in Maumee and is the 8th largest credit union in the state of Ohio. It is also the 445th largest credit union in the nation. It was established in 1951 and as of March of 2014, it had grown to 101 employees and 30,814 members. Sun Credit Union's savings rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Philadelphia, Montgomery, Delaware or Berks County. Also open to employees of several select Employee Groups. - See Details

Reviews (1)

Sun Federal Is My Home Away From Home

Not only does Sun Federal more than satisfy all of my financial service needs, the employees there treat me like I am family.

I highly recommend Sun for everyone who is eligible to join.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Sun Credit Union had $4.39 million in non-current loans and owned real-estate with $34.32 million in equity and loan loss allowances on hand to cover it. This gives Sun Credit Union a Texas Ratio of 12.80% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Sun Credit Union decreased slightly from 14.51% as of March 31, 2013 to 12.80% as of March 31, 2014, resulting in a positive change of 11.76%.This indicates that the balance sheet and financial strength for Sun Credit Union has improved slightly in recent periods.

Deposit Growth


In the past year, Sun Credit Union has increased its total deposits by $1.89 million, resulting in 0.46% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Sun Credit Union has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Sun Credit Union has $508.21 million in assets with $34.32 million in equity, resulting in a capitalization level of 6.75%, which is below average.

Institution Statistics

NCUA #7064
Year Chartered1951
Primary Regulator
Assets and Liabilities
Assets$508.21 million
Loans$272.13 million
Deposits$413.98 million
Equity Capital$33.12 million
Loan Loss Allowance$1.19 million
Unbacked Noncurrent Loans$4.10 million
Real Estate Owned$290,000
Historic Data - March 2013
Assets$454.89 million
Equity Capital$37.71 million
Loan Loss Allowance$1.29 million
Unbacked Noncurrent Loans$4.10 million
Real Estate Owned$271,000
Profit Margin - Quarterly
Net Interest Margin0.91%
Return on Assets0.27%
Return on Equity4.11%
Interest Income$4.35 million
Skip to rates for:

Always verify rates and promotions with the bank or credit union. We are not Sun Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Sun Credit Union Savings Account Rates

3.04%$10k-Health Savings Account
0.40%$75k-Cash Management
0.10%--IRA Savings
0.10%--Share Savings
0.10%--Business Share Savings

Sun Credit Union Checking Account Rates

0.40%$75k-Business Checking

Sun Credit Union CD Rates

2.27%$1k-84 Month Raise-Up CD
1.71%$1k-54 Month Raise-Up CD
1.31%$1k-48 Month CD
0.95%$1k-36 Month CD
0.80%--30 Month CD
0.70%--30 Month Add-On Youth CD
0.60%$500-24 Month Add-On CD
0.40%$500-18 Month CD
0.30%$500-12 Month CD
0.25%$500-6 Month CD
0.20%$500-3 Month CD
0.15%$10k-1 Month CD

Sun Credit Union IRA Rates

2.50%$50k-10-Year Lifetime IRA
2.27%$1k-84 Month Raise-Up IRA
1.71%$1k-54 Month Raise-Up IRA
1.31%$1k-48 Month IRA
1.16%$1k-42 Month Add-On IRA
1.00%$1k-36 Month IRA
0.80%--30 Month IRA
0.60%$500-24 Month IRA
0.40%$500-18 Month IRA
0.30%$500-12 Month IRA
0.25%$500-6 Month IRA
0.20%$500-3 Month IRA

Sun Credit Union has 11 locations. Click to view all Sun Credit Union locations.