Average User Rating:1 star rating based on 4 reviews.
Technology Credit Union
Technology Credit Union Locations| 2010 North First Street San Jose, CA 95131 (408) 451-9111 www.techcu.com  |
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Technology Credit Union is headquartered in SAN JOSE and is the 18st largest credit union in the state of California. It is also the 100th largest credit union in the nation. It was established in 1960 and as of December of 2011, it had grown to 249 employees and 72,343 members. Technology Credit Union's savings rates are 4X the national average, and it boasts a 5-star health rating.
See Rates for: Checking | Savings | Money Market | CD | IRA
Technology Credit Union Checking Account Rates
Technology Credit Union Savings Account Rates
Technology Credit Union Money Market Rates
Technology Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.70% | $95k | - | 5 Year Jumbo CD | |
| 1.70% | $95k | - | Business 5 Year Jumbo CD | |
| 1.65% | $1k | - | 5 Year CD | |
| 1.65% | $1k | - | Business 5 Year CD | |
| 1.30% | $95k | - | 4 Year Jumbo CD | |
| 1.30% | $95k | - | Business 4 Year Jumbo CD | |
| 1.25% | $1k | - | 4 Year CD | |
| 1.25% | $1k | - | Business 4 Year CD | |
| 1.10% | $95k | - | 3 Year Jumbo CD | |
| 1.10% | $95k | - | Business 3 Year Jumbo CD | |
| 1.05% | $1k | - | 3 Year CD | |
| 1.05% | $1k | - | Business 3 Year CD | |
| 0.85% | $95k | - | 2 Year Jumbo CD | |
| 0.85% | $95k | - | Business 2 Year Jumbo CD | |
| 0.80% | $1k | - | 2 Year CD | |
| 0.80% | $1k | - | Business 2 Year CD | |
| 0.75% | $95k | - | 546 Day Jumbo CD | |
| 0.75% | $95k | - | Business 546 - 729 Day Jumbo CD | |
| 0.70% | $1k | - | 546 Day CD | |
| 0.70% | $1k | - | Business 546 - 729 Day CD | |
| 0.65% | $95k | - | 366 Day Jumbo CD | |
| 0.65% | $95k | - | Business 366 - 545 Day Jumbo CD | |
| 0.60% | $1k | - | 366 Day CD | |
| 0.60% | $1k | - | Business 366 - 545 Day CD | |
| 0.60% | $95k | - | Business 271 - 365 Day Jumbo CD | |
| 0.55% | $95k | - | 271 Day Jumbo CD | |
| 0.50% | $1k | - | 271 Day CD | |
| 0.50% | $1k | - | Business 271 - 365 Day CD | |
| 0.45% | $95k | - | 181 Day Jumbo CD | |
| 0.45% | $95k | - | Business 181 - 270 Day Jumbo CD | |
| 0.40% | $1k | - | 181 Day CD | |
| 0.40% | $1k | - | Business 181 - 270 Day CD | |
| 0.35% | $95k | - | 90 Day Jumbo CD | |
| 0.35% | $95k | - | Business 90 - 180 Day Jumbo CD | |
| 0.30% | $1k | - | 90 Day CD | |
| 0.30% | $95k | - | 60 Day Jumbo CD | |
| 0.30% | $1k | - | Business 90 - 180 Day CD | |
| 0.30% | $95k | - | Business 60 - 89 Day Jumbo CD | |
| 0.25% | $95k | - | 14 Day Jumbo CD | |
| 0.25% | $95k | - | 30 Day Jumbo CD | |
| 0.25% | $95k | - | Business 14 - 29 Day Jumbo CD | |
| 0.25% | $95k | - | Business 30 - 59 Day Jumbo CD |
Technology Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.70% | $95k | - | 5 Year Jumbo IRA | |
| 1.65% | $1k | - | 5 Year IRA | |
| 1.30% | $95k | - | 4 Year Jumbo IRA | |
| 1.25% | $1k | - | 4 Year IRA | |
| 1.10% | $95k | - | 3 Year Jumbo IRA | |
| 1.05% | $1k | - | 3 Year IRA | |
| 0.85% | $95k | - | 2 Year Jumbo IRA | |
| 0.80% | $1k | - | 2 Year IRA | |
| 0.75% | $95k | - | 546 Day Jumbo IRA | |
| 0.70% | $1k | - | 546 Day IRA | |
| 0.65% | $95k | - | 366 Day Jumbo IRA | |
| 0.60% | $1k | - | 366 Day IRA | |
| 0.55% | $95k | - | 271 Day Jumbo IRA | |
| 0.50% | $1k | - | 271 Day IRA | |
| 0.45% | $95k | - | 181 Day Jumbo IRA | |
| 0.40% | $1k | - | 181 Day IRA | |
| 0.35% | $95k | - | 90 Day Jumbo IRA | |
| 0.30% | $1k | - | 90 Day IRA | |
| 0.30% | $95k | - | 60 Day Jumbo IRA | |
| 0.25% | $95k | - | 14 Day Jumbo IRA | |
| 0.25% | $95k | - | 30 Day Jumbo IRA |
Rates updated: 5/27/2012
Data for Q4 2011
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Bad Experience
- Anonymous - Thursday, October 21, 2010 - 11:00 PMI've enrolled into their bill pay service for quite some time and haven't had any problems until recently as they stopped following the rules properly. my biggest payment is to the mortgage company and it seems lately they started sending the check too late: the problem happened twice already and the mortgage company charged me a late charges fee this last time. When I called and talked to credit union support, they told me, that even though I specified the date by which the check should be delivered, they only looking at when the bill is due, not when the grace period ends!!!
After 20 years of using their services, I'm no longer using their service. Should be Zero star.
3
Delays In Bill Payment
- Voodoocat - Wednesday, April 20, 2011 - 9:26 PMI had the exact same experience with the first reviewer, "Bad Experience"
My bill pay was also delayed, they claim to mail the check out on the 12th, and the morgage company got it on the 19th. TechCU will stonewall you in not standing by their guarantee. I will be moving to another CU as TechCU is not reliable. I don't trust them with my money.
2
Technology Credit Union
- Anonymous - Saturday, October 2, 2010 - 1:55 PMI've been a customer for 20 years and had to take my business elsewhere as their service deteriorated in the last few years.
The interest on the checking and savings deposits are just the smallest in the industry.
What finally got me totally disgaced was the bill pay service, as they didn't pay my mortgage in time.
The irony is that they require you to submit the payment by the 1st of the month, not by the 16th, when it's still safe to pay without the penalty: that's more than half of the month free money:)
I submitted my complaint to the Better Business Bureau, but it's useless...
Should be a negative star, not even 1 star.
1
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Warning - Converting To A Bank
This CU is converting to a bank, which is not in the best interests of the members.
There is has been a link buried at the bottom of their website for several days. Their webpage has some content that is not secure -- so the bank conversion notice is hidden under Internet Explorer's "Only secure content is displayed" banner at the bottom of the page. https://www.techcu.com/
Their email newsletter today doesn't mention the bank conversion.