Average User Rating:3.5 star rating based on 3 reviews.
Texell Credit Union
|
17 So. 1st Temple, TX 76501 254.773.1604 www.texell.org  |
 |
Texell Credit Union is headquartered in Temple and is the 73rd largest credit union in the state of Texas. It is also the 871st largest credit union in the nation. It was established in 1948 and as of December of 2012, it had grown to 72 employees and 29,106 members. Texell Credit Union has a 5-star health rating.
Related Posts
Competitive CD Rates at Texell Credit Union in Central Texas - 9/20/2012
I first noticed Texell Credit Union due to its high 5-year CD rate, but after looking over all of its rates, I noticed it also has top mid-term CD rates. The 5-year CD has a 2.10% APY. The 18-month an ...
See Rates for: Checking | Savings | Money Market | CD | IRA
Texell Credit Union Checking Account Rates
Texell Credit Union Savings Account Rates
Texell Credit Union Money Market Rates
Texell Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.35% | $1k | - | 60 Month Rollover CD | |
| 1.25% | $1k | - | 60 Month New CD | |
| 1.10% | $1k | - | 48 Month Rollover CD | |
| 0.95% | $1k | - | 36 Month Rollover CD | |
| 0.90% | $1k | - | 24 Month Rollover CD | |
| 0.85% | $1k | - | 48 Month New CD | |
| 0.80% | $1k | - | 36 Month New CD | |
| 0.75% | $1k | - | 24 Month New CD | |
| 0.50% | $1k | - | 12 Month New CD | |
| 0.50% | $1k | - | 12 Month Rollover CD | |
| 0.30% | $1k | - | 6 Month New CD | |
| 0.30% | $1k | - | 6 Month Rollover CD |
Texell Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.35% | $1k | - | 60 Month Rollover IRA | |
| 1.25% | $1k | - | 60 Month New IRA | |
| 1.10% | $1k | - | 48 Month Rollover IRA | |
| 0.95% | $1k | - | 36 Month Rollover IRA | |
| 0.90% | $1k | - | 24 Month Rollover IRA | |
| 0.85% | $1k | - | 48 Month New IRA | |
| 0.80% | $1k | - | 36 Month New IRA | |
| 0.75% | $1k | - | 24 Month New IRA | |
| 0.50% | $1k | - | 12 Month New IRA | |
| 0.50% | $1k | - | 12 Month Rollover IRA | |
| 0.30% | $1k | - | 6 Month New IRA | |
| 0.30% | $1k | - | 6 Month Rollover IRA |
Rates updated: 6/17/2013
Data for Q4 2012
Institution Statistics
|
Institution Health
Overall Score:
5 out of 5 
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Texell Credit Union Fraudulent Car Warranty
- curlyque25 - Tuesday, January 25, 2011 - 9:24 PMBeware vehicle warranty!
Don't get ripped off by the extended vehicle warranty that Texell credit union "automatically" tags on to your vehicle loan under the misguided logic that your interest rate will go up if you don't take it. It is a total rip off. It does not begin to cover you until 30 days or 1000 miles AFTER you sign the papers! And lest I forget, they don't bother to get the paperwork back to you until you are well into this time period. DO NOT opt for this worthless warranty! The very inexperienced and script reciting loan reps must be working on a bonus system for how many of these bogus warranties they tack onto people's loan applications. Be aware! Be very aware!
3
Honest And Simple Credit Union
- TimAlbre - Friday, May 31, 2013 - 3:22 PMTexell's good people. They have competitive rates, especially compared to Bell County. They aren't quite the best in Williamson county, but the difference is minimal and the employees know the customers a lot better.
The previous reviewer is right: the car warranties do not cover existing conditions on the car (so you can't buy a broken car and a warranty and get a windfall). I think that's fair, and I think the 30 day waiting period for claims is reasonable, but people might disagree on that. The warranties are actually not very expensive compared to the warranties auto dealers offer. Austintacious autos offered a warranty that was essentially identical to the American Mercury warranty Texell offered for the same car, but it was more than double the price. American Mercury has good reviews online, but you do need to do your homework and read the warranty before you agree to buy it, which can be difficult these days as a lot of us negotiate our auto loan over the phone while shopping for cars.
Anyway, Texell's got good people, but they are given bonuses for selling products like warranties and getting a lot of loans. I think that's pretty typical for loan officers, but Texell was willing to explain to me exactly how it works, which seems really honest to me.
Cheapskate that I am, I took all my business to UFCU, an Austin favorite credit union, because their rates are better than Texells across the board. Unfortunately, UFCU's service was inferior to Texell's where I always know the people I'm dealing with, such as Deb, Samantha, Dustin, and Joy at the HEB in Leander. Every time I have a problem with UFCU, they tell me to go home and fix it with their website (even if the problem IS the website). Every time I had an issue with my Texell account, they made sure the problem was fixed before I left the branch. Texell is the little guy, so they can't afford to treat their members like they are disposable. I regret making that change and will probably come back when my auto loan is paid down to the point I can refinance.
1
Nationwide Savings Accounts
Featured Accounts
CIT Bank
3-year Term IRA CD
1.21% APY
3-year Term IRA CD
1.21% APY
* All banks listed are a Member FDIC.
Very Satisfied With Texell
I have been very happy with Texell from the first day I joined the credit union. The friendly employees make banking at Texell a very pleasant experience, they are always happy to help. Texell also offers the lowest loan rates and highest deposit rates around.