The MINT National Bank

The MINT National Bank Locations
1213 Kingwood Drive
Kingwood, TX 77339
281.359.MINT
www.themintbank.com

The MINT National Bank is headquartered in Kingwood and is the 535th largest bank in the state of Texas. It is also the 6,528th largest bank in the nation. It was established in 2009 and as of March of 2012, it had grown to 6 employees at 1 location. The MINT National Bank's savings rates are 15% higher than the national average, and it boasts a 5-star health rating.

The MINT National Bank Routing Number: 113025972

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See Rates for: Checking | Savings | CD | IRA

The MINT National Bank Checking Account Rates

ApyMinMaxProduct
0.35%$10k-MonuMINT Checking

The MINT National Bank Savings Account Rates

ApyMinMaxProduct
0.60%$10k-MonuMINT Savings
0.60%$10k-ManageMINT Savings
0.50%--EconoMINT Savings

The MINT National Bank CD Rates

ApyMinMaxProduct
2.10%--60 Month CD
1.80%--48 Month CD
1.50%--36 Month CD
1.35%--30 Month CD
1.20%--24 Month CD
0.80%--12 Month CD
0.25%--3 Month CD
0.25%--6 Month CD

The MINT National Bank IRA Rates

ApyMinMaxProduct
2.10%--60 Month IRA
1.80%--48 Month IRA
1.50%--36 Month IRA
1.35%--30 Month IRA
1.20%--24 Month IRA
0.80%--12 Month Variable IRA
0.80%--12 Month IRA
0.25%--3 Month IRA
0.25%--6 Month IRA

Rates updated: 5/27/2012

Data for Q1 2012


Institution Statistics


The MINT National Bank
FDIC Certificate #58764
BankRate ReportView
Year Established2009
Employees6
Primary RegulatorOCC

Assets and Liabilities

Assets$44.37 million
Loans$34.24 million
Deposits$36.46 million
Equity Capital$7.86 million
Loan Loss Allowance$534,000
Unbacked Noncurrent Loans$138,000

Historic Data - March 2011

Assets$36.74 million
Equity Capital$7.56 million
Loan Loss Allowance$395,000

Profit Margin - Quarterly

Net Interest Margin4.11%
Return on Assets0.81%
Return on Equity4.66%
Interest Income$541,000

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 The MINT National Bank had $138,000 in non-current loans and owned real-estate with $8.39 million in equity and loan loss allowances on hand to cover it. This gives The MINT National Bank a Texas Ratio of 1.64% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth5
In the past year, The MINT National Bank has increased its total deposits by $7.31 million, resulting in 25.07% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth The MINT National Bank has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. The MINT National Bank has $44.37 million in assets with $8.39 million in equity, resulting in a capitalization level of 18.92%, which is excellent.
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