Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
800-276-2470
33 Franklin St
Nashua, NH 03064

Triangle CU (NH) is headquartered in Nashua and is the 4th largest credit union in the state of New Hampshire. It is also the 427th largest credit union in the nation. It was established in 1939 and as of December of 2013, it had grown to 134 employees and 42,161 members. Triangle CU (NH)'s savings rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Must live or work in Belknap, Cheshire, Hillsborough, Merrimack or Rockingham County in New Hampshire or Essex, Franklin, Middlesex or Worcester County in Massachusetts. - See Details

Reviews (1)

I Love My Credit Union

Exceptional people and wonderful services!!



Health

Data for Q4 2013

Institution Health

B+

Texas Ratio

GRADE:
A

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Triangle CU (NH) had $3.46 million in non-current loans and owned real-estate with $40.65 million in equity and loan loss allowances on hand to cover it. This gives Triangle CU (NH) a Texas Ratio of 8.51% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Triangle CU (NH) experienced no significant changes from 8.29% as of December 31, 2012 to 8.51% as of December 31, 2013, resulting in a negative change of 2.68%. This indicates that the balance sheet and financial strength for Triangle CU (NH) has had no significant changes in recent periods.

Deposit Growth

GRADE:
A

In the past year, Triangle CU (NH) has increased its total deposits by $14.92 million, resulting in 3.65% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Triangle CU (NH) has shown is excellent.

Capitalization

GRADE:
C

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Triangle CU (NH) has $507.44 million in assets with $40.65 million in equity, resulting in a capitalization level of 8.01%, which is average.

Institution Statistics

Overall
NCUA #68210
Year Chartered1939
Employees134
Primary Regulator
Assets and Liabilities
Assets$507.45 million
Loans$384.70 million
Deposits$423.19 million
Equity Capital$39.36 million
Loan Loss Allowance$1.29 million
Unbacked Noncurrent Loans$3.46 million
Real Estate Owned$0
Historic Data - December 2012
Assets$487.06 million
Equity Capital$36.77 million
Loan Loss Allowance$1.06 million
Unbacked Noncurrent Loans$3.46 million
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin3.39%
Return on Assets0.38%
Return on Equity4.85%
Interest Income$17.52 million
Rates
Skip to rates for:

Always verify rates and promotions with the bank or credit union. We are not Triangle CU (NH), we are a rate comparison website and can not provide official rates or promotions.

Triangle CU (NH) Savings Account Rates

DetailsAPYMINMAXPRODUCT
1.50%--Health Savings Account
0.65%$100-Online Savings Account
0.50%--IRA Savings
0.50%--Roth IRA Savings

Triangle CU (NH) Money Market Rates

DetailsAPYMINMAXPRODUCT
0.65%$500k-Money Market Plus Account

Triangle CU (NH) CD Rates

DetailsAPYMINMAXPRODUCT
1.80%$1k-60 Month CD
1.60%$1k-48 Month CD Special
1.10%$1k-36-59 Month CD
1.00%$1k-30 Month CD Special
0.90%$100-18 Month Teen Club Flex CD
0.90%$100-18 Month Kids Club Flex CD
0.75%$1k-24-35 Month CD
0.50%$1k-12-23 Month CD
0.25%$1k-6-11 Month CD

Triangle CU (NH) IRA Rates

DetailsAPYMINMAXPRODUCT
1.80%$1k-60 Month IRA (Traditional,Roth)
1.10%$1k-36-59 Month IRA (Traditional,Roth)
0.75%$1k-24-35 Month IRA (Traditional,Roth)
0.50%$1k-12-23 Month IRA (Traditional,Roth)
0.25%$1k-6-11 Month IRA (Traditional,Roth)
Locations


Triangle CU (NH) Locations
Branch Office1030 Candia RdManchester, NH 03109
Branch Office33 Franklin StNashua, NH 03064
Branch Office110 Main St Ste 1Nashua, NH 03060
Branch Office257 Elm StManchester, NH 03101
Branch Office138 State Route 101AAmherst, NH 03031
Branch Office1 Elliot WayManchester, NH 03103
Branch Office8 Sexton AveNashua, NH 03060