TriStar Bank

719 East College Street
Dickson, TN 37055
615-446-7100
www.tristarbank.com

OverView
Rates
Health
Reviews

TriStar Bank is headquartered in Dickson and is the 108^th largest bank in the state of Tennessee. It is also the 3,559^th largest bank in the nation. It was established in 2000 and as of September of 2011, it had grown to 48 employees at 4 locations. TriStar Bank's savings rates are 3X the national average, and it boasts a 5-star health rating.

TriStar Bank Routing Number: 064108553

Top CD and IRA CD Rates at TriStar Bank in Tennessee - Local Only - 1/18/2011

TriStar Bank continues to offer several competitive CD and IRA CD rates. The bank has three tiers for its CDs: $1K to under $50K, $50K to $95K and over $95K. Each tier has rates 0.10% higher than the ...

3.25% 5-Year Jumbo CD At Tristar Bank In TN (Forum) - 8/30/2010

TriStar Bank continues to offer some competitive long-term CD rates. Some of the best as of 8/30/2010 include: 3.25% APY 5-year CD 3.00% APY 4-year CD 2.50% APY 3-year CD 2.00% APY 2-year CD Minimum deposit is $95K (lower yields for smaller deposi

3.25% 60-Month Jumbo CD At Tristar Bank In TN (Forum) - 7/5/2010

TriStar Bank is offering some competitive long-term CD and IRA CD rates. The following are some of the the Jumbo CD rates ($95K min) and the IRA CD rates as of 7/5/2010: 3.25% APY 60-month CD 3.00% APY 48-month CD 2.50% APY 36-month CD It appears t

Competitive CD and IRA CD Rates at TriStar Bank in TN - Local Only - 6/23/2010

TriStar Bank is offering several competitive CD and IRA CD rates. The bank has three tiers for its CDs: $1K to under $50K, $50K to $95K and over $95K. Each tier has rates 0.10% higher than the lower t ...

Report an Issue

See Rates for: Checking | Savings | Money Market | CD | IRA

TriStar Bank Checking Account Rates

Apy	Min	Max	Product
0.70%	$100k	-	Superior NOW
0.70%	$100k	-	Gold (55 and better)

TriStar Bank Savings Account Rates

Apy	Min	Max	Product
1.50%	-	-	Christmas Savings Acct.
1.50%	-	-	Health Savings Account
0.70%	$100k	-	Reserve Savings
0.70%	$100k	-	Business Reserve Savings
0.70%	$100k	-	Youth Savings
0.10%	$5k	-	Team Savings
0.10%	$5k	-	Club Savings
0.10%	$5k	-	Comm Savings
0.10%	$5k	-	Public Servant

TriStar Bank Money Market Rates

Apy	Min	Max	Product
0.70%	$100k	-	Prime MMIA
0.70%	$100k	-	Business Prime MMIA

TriStar Bank CD Rates

Apy	Min	Max	Product
2.00%	$50k	$95k	5 Year CD
2.00%	$50k	$95k	Business 5 Year CD
1.65%	$50k	$95k	4 Year CD
1.65%	$50k	$95k	Business 4 Year CD
1.50%	$50k	$95k	3 Year CD
1.50%	$50k	$95k	Business 3 Year CD
1.10%	$50k	$95k	2 Year CD
1.10%	$50k	$95k	Business 2 Year CD
1.00%	$50k	$95k	1.5 Year CD
1.00%	$50k	$95k	Business 1.5 Year CD
0.90%	$50k	$95k	12 Month CD
0.90%	$50k	$95k	Business 12 Month CD
0.65%	$50k	$95k	6 Month CD
0.65%	$50k	$95k	Business 6 Month CD
0.50%	$50k	$95k	90 Day CD
0.50%	$50k	$95k	Business 90 Day CD
0.25%	$50k	$95k	60 Day CD
0.25%	$50k	$95k	Business 60 Day CD
0.15%	$50k	$95k	30 Day CD
0.15%	$50k	$95k	Business 30 Day CD

TriStar Bank IRA Rates

Apy	Min	Max	Product
2.00%	$500	-	60 Month IRA
2.00%	$500	-	60 Month CESA
2.00%	$500	-	60 Month Roth IRA
2.00%	$500	-	60 Month SEP IRA
1.65%	$500	-	48 Month CESA
1.65%	$500	-	48 Month IRA
1.65%	$500	-	48 Month Roth IRA
1.65%	$500	-	48 Month SEP IRA
1.50%	$500	-	36 Month IRA
1.50%	$500	-	36 Month CESA
1.50%	$500	-	36 Month Roth IRA
1.50%	$500	-	36 Month SEP IRA
1.10%	$500	-	24 Month IRA
1.10%	$500	-	24 Month CESA
1.10%	$500	-	24 Month Roth IRA
1.10%	$500	-	24 Month SEP IRA
1.00%	$500	-	18 Month IRA
1.00%	$500	-	18 Month CESA
1.00%	$500	-	18 Month Roth IRA
1.00%	$500	-	18 Month SEP IRA
0.90%	$500	-	1 Year IRA
0.90%	$500	-	1 Year CESA
0.90%	$500	-	1 Year Roth IRA
0.90%	$500	-	1 Year SEP IRA

Rates updated: 2/11/2012

Data for Q3 2011

Institution Statistics

TriStar Bank
FDIC Certificate #	35417
BankRate Report	View
Year Established	2000
Employees	48
Primary Regulator	FDIC
Assets and Liabilities
Assets	$168.50 million
Loans	$84.92 million
Deposits	$138.91 million
Equity Capital	$16.12 million
Loan Loss Allowance	$948,000
Unbacked Noncurrent Loans	$293,000
Real Estate Owned	$506,000
Historic Data - September 2010
Assets	$147.48 million
Equity Capital	$14.56 million
Loan Loss Allowance	$1.26 million
Unbacked Noncurrent Loans	$872,000
Real Estate Owned	$509,000
Profit Margin - Quarterly
Net Interest Margin	3.67%
Return on Assets	0.84%
Return on Equity	9.02%
Interest Income	$5.76 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 TriStar Bank had $799,000 in non-current loans and owned real-estate with $17.07 million in equity and loan loss allowances on hand to cover it. This gives TriStar Bank a Texas Ratio of 4.68% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for TriStar Bank decreased significantly from 8.73% as of September 30, 2010 to 4.68% as of September 30, 2011, resulting in a positive change of 46.38%.This indicates that the balance sheet and financial strength for TriStar Bank has improved significantly in recent periods.
Deposit Growth
In the past year, TriStar Bank has increased its total deposits by $21.88 million, resulting in 18.69% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth TriStar Bank has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. TriStar Bank has $168.5 million in assets with $17.07 million in equity, resulting in a capitalization level of 10.13%, which is above average.