Ukrainian Selfreliance Credit Union

Ukrainian Selfreliance Credit Union Locations

1729 Cottman Avenue
Philadelphia, PA 19111
1-888-POLTAVA (765-8282)
www.ukrfcu.com

NCUA

OverView
Rates
Health
Reviews

Ukrainian Selfreliance Credit Union is headquartered in Philadelphia and is the 24^th largest credit union in the state of Pennsylvania. It is also the 739^th largest credit union in the nation. It was established in 1952 and as of December of 2012, it had grown to 30 employees and 9,132 members. Ukrainian Selfreliance Credit Union's savings rates are 25% higher than the national average, and it boasts a 5-star health rating.

Top 5-year CD Rate in Philadelphia at Ukrainian Selfreliance FCU - 4/27/2012

I don't know why, but credit unions that serve American Ukrainians seem to have very competitive CD rates. I just noticed one in Philadelphia, Ukrainian Selfreliance Federal Credit Union , which has a ...

Report an Issue

See Rates for: Checking | Savings | Money Market | CD | IRA

Ukrainian Selfreliance Credit Union Checking Account Rates

	Apy	Min	Max	Product
	0.05%	-	-	Share Draft (Checking)

Ukrainian Selfreliance Credit Union Savings Account Rates

Apy	Min	Max	Product
0.65%	$50	-	IRA Savings
0.65%	$50	-	Roth IRA Savings
0.65%	$50	-	CESA Savings
0.35%	$50	-	Passbook (Savings)

Ukrainian Selfreliance Credit Union Money Market Rates

Apy	Min	Max	Product
0.65%	$250k	-	Premium Money Market
0.40%	$1k	-	Classic Money Market

Ukrainian Selfreliance Credit Union CD Rates

Apy	Min	Max	Product
2.15%	-	-	60 Month CD
1.40%	-	-	36 Month "My Choice" CD
1.15%	-	-	24 Month CD
0.90%	-	-	18 Month CD
0.70%	-	-	12 Month CD
0.50%	-	-	3 Month CD
0.50%	-	-	5 Month CD
0.50%	-	-	6 Month CD
0.50%	-	-	7 Month CD
0.50%	-	-	8 Month CD
0.50%	-	-	9 Month CD
0.50%	-	-	10 Month CD
0.50%	-	-	13 Month CD
0.50%	-	-	17 Month CD

Ukrainian Selfreliance Credit Union IRA Rates

Apy	Min	Max	Product
2.15%	-	-	60 Month CESA
2.15%	-	-	60 Month IRA
2.15%	-	-	60 Month Roth IRA
1.40%	-	-	36 Month "My Choice" IRA
1.40%	-	-	36 Month "My Choice" Roth IRA
1.40%	-	-	36 Month "My Choice" CESA
1.15%	-	-	24 Month IRA
1.15%	-	-	24 Month Roth IRA
1.15%	-	-	24 Month CESA
0.90%	-	-	18 Month IRA
0.90%	-	-	18 Month Roth IRA
0.90%	-	-	18 Month CESA
0.70%	-	-	12 Month IRA
0.70%	-	-	12 Month Roth IRA
0.70%	-	-	12 Month CESA
0.50%	-	-	3 Month IRA
0.50%	-	-	5 Month IRA
0.50%	-	-	6 Month IRA
0.50%	-	-	7 Month IRA
0.50%	-	-	8 Month IRA
0.50%	-	-	9 Month IRA
0.50%	-	-	10 Month IRA
0.50%	-	-	13 Month IRA
0.50%	-	-	17 Month IRA
0.50%	-	-	3 Month Roth IRA
0.50%	-	-	5 Month Roth IRA
0.50%	-	-	6 Month Roth IRA
0.50%	-	-	7 Month Roth IRA
0.50%	-	-	8 Month Roth IRA
0.50%	-	-	9 Month Roth IRA
0.50%	-	-	10 Month Roth IRA
0.50%	-	-	13 Month Roth IRA
0.50%	-	-	17 Month Roth IRA
0.50%	-	-	3 Month CESA
0.50%	-	-	5 Month CESA
0.50%	-	-	6 Month CESA
0.50%	-	-	7 Month CESA
0.50%	-	-	8 Month CESA
0.50%	-	-	9 Month CESA
0.50%	-	-	10 Month CESA
0.50%	-	-	13 Month CESA
0.50%	-	-	17 Month CESA

Rates updated: 5/20/2013

Data for Q4 2012

Institution Statistics

UKRAINIAN SELFRELIANCE
NCUA #	7875
BankRate Report	View
Year Chartered	1952
Employees	30
Primary Regulator
Assets and Liabilities
Assets	$259.92 million
Loans	$135.39 million
Deposits	$230.98 million
Equity Capital	$28.84 million
Loan Loss Allowance	$706,000
Unbacked Noncurrent Loans	$796,000
Real Estate Owned	$270,000
Historic Data - December 2011
Assets	$255.73 million
Equity Capital	$28.09 million
Loan Loss Allowance	$625,000
Unbacked Noncurrent Loans	$1.84 million
Real Estate Owned	$329,000
Profit Margin - Quarterly
Net Interest Margin	2.42%
Return on Assets	0.29%
Return on Equity	2.61%
Interest Income	$7.15 million
Non-Interest Income	$915,000

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Ukrainian Selfreliance Credit Union had $1.07 million in non-current loans and owned real-estate with $29.54 million in equity and loan loss allowances on hand to cover it. This gives Ukrainian Selfreliance Credit Union a Texas Ratio of 3.61% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Ukrainian Selfreliance Credit Union decreased significantly from 7.55% as of December 31, 2011 to 3.61% as of December 31, 2012, resulting in a positive change of 52.24%.This indicates that the balance sheet and financial strength for Ukrainian Selfreliance Credit Union has improved significantly in recent periods.
Deposit Growth
In the past year, Ukrainian Selfreliance Credit Union has increased its total deposits by $3.46 million, resulting in 1.52% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Ukrainian Selfreliance Credit Union has shown is above average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Ukrainian Selfreliance Credit Union has $259.92 million in assets with $29.54 million in equity, resulting in a capitalization level of 11.37%, which is above average.