United Midwest Savings Bank Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.umwsb.com

937-585-5861

101 South Main Street
DeGraff, OH 43318

United Midwest Savings Bank is headquartered in DEGRAFF and is the 55^th largest bank in the state of Ohio. It is also the 1,827^th largest bank in the nation. It was established in 1889 and as of March of 2025, it had grown to 191 employees at 6 locations. United Midwest Savings Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	32441
Year Established	1889
Employees	191
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	2.14%
Return on Equity - YTD	15.44%
Annual Interest Income	$9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$488.7MM$487.2MM
Loans	Q1 2025vs Q1 2024	$315.6MM$309.6MM
Deposits	Q1 2025vs Q1 2024	$399.2MM$402.7MM
Equity Capital	Q1 2025vs Q1 2024	$69.1MM$63MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$8.4MM$6.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3MM$2.8MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for United Midwest Savings Bank.

Locations

United Midwest Savings Bank Locations
The First State Bk. Of W. Manchester Branch	101 North Main Street	West Manchester, OH 45382
United Midwest Savings Bank	101 S Main St	Degraff, OH 43318
Ridgeway Avenue Branch	1057 Ridgeway Avenue	Falmouth, KY 41040
Reed Rd Branch	4848 Reed Road	Columbus, OH 43220
Lake Mary Branch	875 Currency Circle	Lake Mary, FL 32746
Bexley Banking Center Branch	3011 East Broad Street	Columbus, OH 43209
780 S. State Street Branch	780 S. State Street	Westerville, OH 43081

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