Average User Rating:4 star rating based on 1 review.
University Federal Credit Union
University Federal Credit Union Locations|
3305 Steck Ave Austin, TX 78757 (512) 467-8080 www.ufcu.org  |
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University Federal Credit Union is headquartered in Austin and is the 9th largest credit union in the state of Texas. It is also the 109th largest credit union in the nation. It was established in 1936 and as of December of 2012, it had grown to 420 employees and 157,563 members. University Federal Credit Union's CD rates are 39% higher than the national average, and it has a 4-star health rating.
University Federal Credit Union Routing Number: 314977405
Related Posts
From American Banker University Federal Credit Union plans to open branches that resemble modern airline terminals. Under its design, which took several years to take flight, employees roam the branches' aisles, available to assist customers whose m
University Federal Credit Union did something that's rare these days. It increased some of its CD rates. The largest increase was on its 5-year CD and IRA CD. The 5-year Web CD rate is now 2.83% APY. ...
University Federal Credit Union continues to offer competitive long-term CDs and IRA CDs. The best CD rates are available for Web Certificates in which you open the CDs online. Minimum deposit is $2,5 ...
University Federal Credit Union continues to offer competitive long-term CDs and IRA CDs. The best CD rates are available for Web Certificates in which you open the CDs online. Minimum deposit is $2,5 ...
2010
2008
See Rates for: Checking | Savings | Money Market | CD | IRA
University Federal Credit Union Checking Account Rates
University Federal Credit Union Savings Account Rates
University Federal Credit Union Money Market Rates
University Federal Credit Union CD Rates
University Federal Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.00% | $1k | - | 60 Month Regular IRA | |
| 1.00% | $1k | - | 60 Month Regular Roth IRA | |
| 1.00% | $1k | - | 60 Month Regular CESA | |
| 0.75% | $1k | - | 48 Month Regular IRA | |
| 0.75% | $1k | - | 48 Month Regular Roth IRA | |
| 0.75% | $1k | - | 48 Month Regular CESA | |
| 0.50% | $1k | - | 36 Month Regular IRA | |
| 0.50% | $1k | - | 36 Month Regular Roth IRA | |
| 0.50% | $1k | - | 36 Month Regular CESA | |
| 0.25% | $1k | - | 24 Month Regular IRA | |
| 0.25% | $1k | - | 24 Month Regular Roth IRA | |
| 0.25% | $1k | - | 24 Month Regular CESA | |
| 0.10% | $1k | - | 12 Month Regular IRA | |
| 0.10% | $1k | - | 24 Month Step Up Regular IRA | |
| 0.10% | $1k | - | 12 Month Regular Roth IRA | |
| 0.10% | $1k | - | 24 Month Step Up Regular Roth IRA | |
| 0.10% | $1k | - | 12 Month Regular CESA | |
| 0.10% | $1k | - | 24 Month Step Up Regular CESA | |
| 0.05% | $1k | - | 6 Month Regular IRA | |
| 0.05% | $1k | - | 6 Month Regular Roth IRA | |
| 0.05% | $1k | - | 6 Month Regular CESA |
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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3-year Term IRA CD
1.21% APY
UFCU Is A Great Option If You're In Austin
I primarily used UFCU when I was a student at UT. They have plenty of ATMs and several branches down around the UT campus. In all of my dealings with UFCU, I've found their customer service to be excellent. I have maintained an account with them over the years because it's easy to do and if I ever need a loan, they'll be one of the first places I look.
Advantages:
- Lots of ATMs near UT's campus
- You can use the debit cards at other in-network credit union ATMs
- UFCU is not a big, for-profit bank. They don't look to rip you off in the same way Chase or BoA would.
- I'm told their loan terms are good, though I've never taken advantage of those myself.
- Great customer service
Disadvantages:- Their ATM network--even when you include non-UCFU credit union ATMs--isn't huge
All in all, I like UFCU quite a bit.