UT Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.utfcu.org

865-971-1971

2100 White Avenue
Knoxville, TN 37916

UT Federal Credit Union is headquartered in Knoxville and is the 15^th largest credit union in the state of Tennessee. It is also the 716^th largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 93 employees and 25,635 members at 10 locations. UT Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in UT Federal Credit Union is open to individuals who live, work, worship, attend school, regularly conduct business or volunteer in the Tennessee counties of Anderson, Blount, Knox, Loudon, or Union. Family members of current UT Federal Credit Union are also eligible to join.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	19448
Year Chartered	1969
Employees	93
Primary Regulator

Profit Margin
Return on Assets - YTD	0.46%
Return on Equity - YTD	5.4%
Annual Interest Income	$6.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$539.4MM$498.4MM
Loans	Q1 2025vs Q1 2024	$427.5MM$389.4MM
Deposits	Q1 2025vs Q1 2024	$454.1MM$433.6MM
Equity Capital	Q1 2025vs Q1 2024	$45.2MM$41.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.5MM$2.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$514K$531K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for UT Federal Credit Union are currently being reviewed.

Locations

Cities: Alcoa, Knoxville, Martin, Memphis

Alcoa Branches
Branch Office	1858 Pauling St	Alcoa, TN 37701-3000

Knoxville Branches
Branch Office	1924 Alcoa Hwy	Knoxville, TN 37920-1511
Branch Office	707 E Emory Rd	Knoxville, TN 37938-4614
Branch Office	2100 White Ave	Knoxville, TN 37916-2216
Branch Office	9700 Kingston Pike	Knoxville, TN 37922
Branch Office	1502 Cumberland Ave Ste 160	Knoxville, TN 37996-4537
Corporate Office	1512 Coleman Rd	Knoxville, TN 37909
Corporate Office	1508 Coleman Rd	Knoxville, TN 37909

Martin Branches
Branch Office	103 Hurt St	Martin, TN 38237-2909

Memphis Branches
Branch Office	910 Madison Ave	Memphis, TN 38103

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