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P.O. Box 94138
Las Vegas, NV 89193

Weststar Credit Union is headquartered in Las Vegas and is the 7th largest credit union in the state of Nevada. It is also the 1,232nd largest credit union in the nation. It was established in 1975 and as of December of 2013, it had grown to 73 employees and 22,637 members. Weststar Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee of any company licensed for Gaming by the State of Nevada or employees of various select employer groups (SEGs) from the original Charter. - See Details

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Data for Q4 2013

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Weststar Credit Union had $3.05 million in non-current loans and owned real-estate with $18.31 million in equity and loan loss allowances on hand to cover it. This gives Weststar Credit Union a Texas Ratio of 16.66% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Weststar Credit Union experienced no significant changes from 11.74% as of December 31, 2012 to 16.66% as of December 31, 2013, resulting in a negative change of 41.97%. This indicates that the balance sheet and financial strength for Weststar Credit Union has had no significant changes in recent periods.

Deposit Growth


In the past year, Weststar Credit Union has increased its total deposits by $837,000, resulting in 0.74% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Weststar Credit Union has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Weststar Credit Union has $131.38 million in assets with $18.31 million in equity, resulting in a capitalization level of 13.94%, which is excellent.

Institution Statistics

NCUA #68227
Year Chartered1975
Primary Regulator
Assets and Liabilities
Assets$131.38 million
Loans$82.01 million
Deposits$113.76 million
Equity Capital$16.27 million
Loan Loss Allowance$2.04 million
Unbacked Noncurrent Loans$2.44 million
Real Estate Owned$607,000
Historic Data - December 2012
Assets$130.25 million
Equity Capital$15.78 million
Loan Loss Allowance$2.56 million
Unbacked Noncurrent Loans$2.44 million
Real Estate Owned$143,000
Profit Margin - Quarterly
Net Interest Margin4.8%
Return on Assets0.59%
Return on Equity4.73%
Interest Income$4.38 million
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Weststar Credit Union Savings Account Rates

0.15%$100k-IRA Share Account
0.15%$100k-Roth IRA Share Account
0.15%$100k-CESA Share Account
0.05%$500-Primary Share Saving Account
0.05%--Christmas Club Account
0.05%$500-Other Share Saving Account
0.05%$25-Comet Kids Club Account

Weststar Credit Union Money Market Rates

0.15%$100k-Money Market Account

Weststar Credit Union CD Rates

1.25%$500-5 Year CD
0.80%$500-4 Year CD
0.70%$500-3 Year CD
0.45%$500-2 Year CD
0.15%$500-1 Year CD
0.10%$500-6 Month CD
0.05%$500-3 Month CD

Weststar Credit Union IRA Rates

1.25%$500-5 Year IRA (Traditional,Roth,CESA)
0.80%$500-4 Year IRA (Traditional,Roth,CESA)
0.70%$500-3 Year IRA (Traditional,Roth,CESA)
0.45%$500-2 Year IRA (Traditional,Roth,CESA)
0.15%$500-1 Year IRA (Traditional,Roth,CESA)
0.10%$500-6 Month IRA (Traditional,Roth,CESA)
0.05%$500-3 Month IRA (Traditional,Roth,CESA)

Weststar Credit Union Locations
Branch Office8395 W Sunset Rd Ste 200Las Vegas, NV 89113
Branch Office100 S Valley View BlvdLas Vegas, NV 89107
Branch Office110 E Harmon AveLas Vegas, NV 89109
Branch Office394 E Moana Ln Ste 3Reno, NV 89502