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P.O. Box 94138
Las Vegas, NV 89193

Weststar Credit Union is headquartered in Las Vegas and is the 7th largest credit union in the state of Nevada. It is also the 1,218st largest credit union in the nation. It was established in 1975 and as of March of 2014, it had grown to 70 employees and 22,544 members. Weststar Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee of any company licensed for Gaming by the State of Nevada or employees of various select employer groups (SEGs) from the original Charter. - See Details

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Reviews (1)

great credit union

They have great services and very good customer service. The products are plentiful and fees are great compared to some of the local banks. The only negative I have encountered is the shortage of branches, however, what makes up for that is the amount of free atm transactions one can have per month. They have reliable customer service and the website is very serviceable. I have never had a problem getting things sorted if there are any issues with the account. They pay a minimal percentage on the savings account, with no minimum in the account. Most other banks have a minimum amount to have in the account before they charge a monthly service fee.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Weststar Credit Union had $2.8 million in non-current loans and owned real-estate with $18.32 million in equity and loan loss allowances on hand to cover it. This gives Weststar Credit Union a Texas Ratio of 15.28% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Weststar Credit Union experienced no significant changes from 11.72% as of March 31, 2013 to 15.28% as of March 31, 2014, resulting in a negative change of 30.36%. This indicates that the balance sheet and financial strength for Weststar Credit Union has had no significant changes in recent periods.

Deposit Growth


In the past year, Weststar Credit Union has increased its total deposits by $1.34 million, resulting in 1.12% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Weststar Credit Union has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Weststar Credit Union has $138.64 million in assets with $18.32 million in equity, resulting in a capitalization level of 13.21%, which is excellent.

Institution Statistics

NCUA #68227
Year Chartered1975
Primary Regulator
Assets and Liabilities
Assets$138.64 million
Loans$81.60 million
Deposits$120.72 million
Equity Capital$16.43 million
Loan Loss Allowance$1.89 million
Unbacked Noncurrent Loans$2.25 million
Real Estate Owned$553,000
Historic Data - March 2013
Assets$138.33 million
Equity Capital$15.93 million
Loan Loss Allowance$2.13 million
Unbacked Noncurrent Loans$2.25 million
Real Estate Owned$243,000
Profit Margin - Quarterly
Return on Assets0.41%
Return on Equity3.48%
Interest Income$1.08 million
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Weststar Credit Union Savings Account Rates

0.15%$100k-IRA Share Account
0.15%$100k-Roth IRA Share Account
0.15%$100k-CESA Share Account
0.05%$500-Primary Share Saving Account
0.05%--Christmas Club Account
0.05%$500-Other Share Saving Account
0.05%$25-Comet Kids Club Account

Weststar Credit Union Money Market Rates

0.15%$100k-Money Market Account

Weststar Credit Union CD Rates

1.25%$500-5 Year CD
0.80%$500-4 Year CD
0.70%$500-3 Year CD
0.45%$500-2 Year CD
0.15%$500-1 Year CD
0.10%$500-6 Month CD
0.05%$500-3 Month CD

Weststar Credit Union IRA Rates

1.25%$500-5 Year IRA
0.80%$500-4 Year IRA
0.70%$500-3 Year IRA
0.45%$500-2 Year IRA
0.15%$500-1 Year IRA
0.10%$500-6 Month IRA
0.05%$500-3 Month IRA

Weststar Credit Union Locations
Branch Office8395 W Sunset Rd Ste 200Las Vegas, NV 89113
Branch Office100 S Valley View BlvdLas Vegas, NV 89107
Branch Office110 E Harmon AveLas Vegas, NV 89109
Branch Office394 E Moana Ln Ste 3Reno, NV 89502