Dedicated to Deposits: Deals, Data, and Discussion

6.14% 6-Month CD at a Multi-State CU (USPS FCU)


The US Postal Service FCU is offering a special 6.14% APY 6-month share certificate. The minimum deposit is $250. The offer is available through 12/31/06. The credit union also has some competitive long-term CD rates. The CD's with terms of 18 months to 5 years have an APY of 5.35%. The IRA certificates have similar rates except for the 5-year which has a 5.61% APY.

The field of membership is primarily based on Select Employee Groups which includes the United States Postal Service and several other businesses in the areas the credit union serves. See site for details.

Branches are located in Washington DC, Maryland, Virginia, Pennsylvania and California.

The credit union is federally insured by the NCUA. It has $164 million in assets and 22,433 members.

Comment #1 by Anonymous posted on
The minimum deposit for the cd is $5000.00 not $250.00.

Comment #2 by Banking Guy (anonymous) posted on
Banking Guy
The rate sheet lists both a Money Market certificate (on top) with an APY of 6.17% and a min of $5K.

It also lists a share certificate in the table with an APY of 6.14% and a min of $250.

Have you confirmed that the share certificate min is also $5K? Thanks.

Comment #3 by CaspianXI (anonymous) posted on
This offer no longer exists on their website... you might want to remove this from the weekly summary.

Comment #4 by Banking Guy (anonymous) posted on
Banking Guy
Are you sure? I still see it on the rates table and also now on their home page.