Featured Savings Rates
Featured Accounts

U S Postal Service Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%5-year CD60 Month CD
0.30%1-year CD12 Month CD
0.15%SavingsTrust Savings

Overview / Commentary
301-856-5000
7905 Malcolm Road Suite 311
Clinton, MD 20735

U S Postal Service Federal Credit Union is headquartered in Clinton and is the 25th largest credit union in the state of Maryland. It is also the 980th largest credit union in the nation. It was established in 1934 and as of March of 2016, it had grown to 54 employees and 22,262 members at 7 locations. U S Postal Service Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in the American Philatelic Society (membership fees vary). Membership is also open to employees or retirees of the United States Postal Service or several select employee groups.
See current membership details

Related Posts

View all posts from:


Reviews (1)

Worst Credit Union Ever!

They offer their members terrible rates at more than double any other bank's rates...insanely complicated loan applications...no available branches that will deal in cash transactions so if you want to make a cash deposit, or take out cash, you can't. You need to purchase a money order to make a deposit! Ridiculous!...Savings accounts that are useless unless you can keep more than 300 in it or they charge you 10.00 a mo. but yet they make you have one when you open a checking acct....Their electronic deposits are a joke since they still make you mail in the paper copy and if they don't get it, they take the money back out of your acct and charge you fees, so what is the point of having electronic deposits? Their not opened after 5pm and on weekends so if you need help with your acct...too bad...I could go on and on and on.



Health
A

Health Grade Components

Overall
NCUA #16402
Year Chartered1934
Employees54
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD0.76%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$206.8MM$206.4MM
LoansQ1 2016vs Q1 2015$107.4MM$103.0MM
DepositsQ1 2016vs Q1 2015$181.7MM$182.1MM
Equity CapitalQ1 2016vs Q1 2015$24.1MM$23.4MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.9MM$3.8MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.4MM$3.4MM
Real Estate OwnedQ1 2016vs Q1 2015$159.00K$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not U S Postal Service Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U S Postal Service Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.74%--Education IRA Savings - Relationship Rewards
1.74%--Regular IRA Savings - Relationship Rewards
1.74%--Roth IRA Savings - Relationship Rewards
1.50%--Regular IRA Savings
1.50%--Education IRA Savings
1.50%--Roth IRA Savings
0.25%*$10k*-Regular Share Savings - Relationship Rewards
OTHER TIERS: 0.15% $250 - $2k | 0.20% $2k - $10k
0.20%$250-Other Club Accounts
0.15%*$10k*-Regular Share Savings
OTHER TIERS: 0.05% $250 - $2k | 0.10% $2k - $10k
0.15%*$10k*-Trust Savings
OTHER TIERS: 0.05% $250 - $2k | 0.10% $2k - $10k
0.15%*$10k*-Special Club Account
OTHER TIERS: 0.05% $250 - $2k | 0.10% $2k - $10k

U S Postal Service Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$75k*-Money Market Savings Account - Relationship Rewards
OTHER TIERS: 0.20% $5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $75k
0.30%$2k-Money Market Checking Account - Relationship Rewards
0.25%*$75k*-Money Market Savings Account
OTHER TIERS: 0.05% $5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $75k
0.15%$2k-Money Market Checking Account

U S Postal Service Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$250-Interest Checking - Relationship Rewards
0.10%$250-Interest Checking

U S Postal Service Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%-$1k36 Month Young Savers CD
1.99%-$1k12 Month Starter CD
1.30%$250-60 Month e-Certificate
1.25%$250-60 Month CD
1.00%-$1k12 Months Young Savers CD
0.70%$10k-24 Month e-MISCA
0.65%$10k-24 Month MISCA
0.60%$250-24 Month e-Certificate
0.55%$250-24 Month CD
0.35%$250-12 Month e-Certificate
0.30%$250-12 Month CD
0.30%$5k-26 Week e-Money Market Certificate
0.25%$5k-26 Week Money Market Certificate
0.25%$250-6 Month e-Certificate
0.20%$250-6 Month CD

U S Postal Service Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.99%-$1k12 Month Starter IRA
1.75%$250-60 Month IRA
0.75%$250-24 Month IRA
0.45%$250-12 Month IRA
Locations


U S Postal Service Federal Credit Union Locations
Branch Office10919 Sepulveda BlvdMission Hills, CA 91346
Branch Office117 N Macneil StSan Fernando, CA 91340-2911
Branch Office457 Lenfant Plz SWWashington, DC 20024-2111
Branch Office7905 Malcolm Rd Ste 311Clinton, MD 20735-1730
Branch Office9201 Edgeworth DrCapitol Heights, MD 20790
Branch Office1 Floretta PlRaleigh, NC 27676-9803
Branch Office1001 California AvePittsburgh, PA 15290