Dedicated to Deposits: Deals, Data, and Discussion

5.55% 8-Month CD at a California CU - IRA (San Diego County)


San Diego County Credit Union is offering a 5.55% APY 8-month IRA certificate. The minimum deposit is $10K. Balances between $2K and $10K earn 5.50% APY. Balances over $90K earn 5.60% APY. Regular CD's have rates 0.25% less. There's also a special for 4-month CD's with rates 0.15% under the 8-month CD's (rate sheet pdf). These IRA certificates include a 0.25% rate bonus on the current rates. There doesn't seem to be any special requirement for this bonus other than specifically requesting the rate.

Field of membership includes anyone living or working in San Diego or Riverside Counties. You can also be eligible via Select Employer Groups and immediate family. See site for details.

The credit union is federally insured by the NCUA. It's a large credit union with over $3.5 billion in assets and 176,799 members.