Dedicated to Deposits: Deals, Data, and Discussion

5.75% 6-Month / 5.75% 12-Month CD at a Georgia Bank (Integrity)


Integrity Bank is still offering 5.75% APY on all of its certificates of deposit with terms of 6 months to 60 months. These have a $1,000 minimum. The 5.75% is also available for 12-month, 24-month and 36-month IRA CDs. The IRA minimum deposit is $500. I had last reported on this bank in October when they were offering a 5.90% CD.

Their website states that they do not accept out of state funds. The bank has branches in the Georgia cities of Alpharetta, Roswell, Smyrna and Lawrenceville. All of these cities are just north of Atlanta.

The bank has been FDIC insured since 2000. It has a safe and sound rating of 4 out of 5 stars (sound) at