Dedicated to Deposits: Deals, Data, and Discussion

5.92% 6-Month / 5.92% 11-Month CD at a New York / Pennsylvania CU (Visions)


Visions FCU is offering a 5.92% APY share certificate with terms from 6 months to 11 months. The minimum deposit is $2,500. The 5.92% APY (5.75% interest rate) is a relationship rate which requires maintaining two other products to be eligible. This can include a VisionsPlus Checking with Visa Check Card and a Gold or Platinum Credit Card. Please see the rates page for details.

Visions FCU was offering a 7.25% 7-month CD last September.

The field of membership includes those who live, work or worship in Broome, Chenango, Tioga, Schuyler or East/Central Chemung Counties in New York and Bradford County in Pennsylvania. There's a $1 membership fee and a $25 minimum deposit into the Share Money Manager Account.

Branches are located in the New York cities of Binghamton, Elmira, Endicott, Endwell, Horseheads, Johnson City, Newark Valley, Owego, Spencer, Syracuse, Vestal and Watkins Glen. In Pennsylvania, the branches are in Sayre and Wysox.

The credit union is federally insured by the NCUA. It has over $1.7 billion in assets and 115,812 members.